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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Sainsbury (J)'s Total Liabilities for the quarter that ended in Feb. 2026 was $17,382 Mil. Sainsbury (J)'s Total Assets for the quarter that ended in Feb. 2026 was $25,738 Mil.
Therefore, Sainsbury (J)'s Liabilities-to-Assets Ratio for the quarter that ended in Feb. 2026 was 0.68.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Sainsbury (J) Liabilities-to-Assets Related Terms
Sainsbury (J) Liabilities-to-Assets Historical Data
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The historical data trend for Sainsbury (J)'s Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSNSF vs KR, SFM: Liabilities-to-Assets Comparison
For the Grocery Stores subindustry, Sainsbury (J)'s Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sainsbury (J) Liabilities-to-Assets vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Sainsbury (J)'s Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Sainsbury (J)'s Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Sainsbury (J)'s Liabilities-to-Assets Ratio for the fiscal year that ended in Feb. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sainsbury (J) (JSNSF) has a Liabilities-to-Assets of 0.68 as of Feb. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Sainsbury (J) and its competitors.
Is Sainsbury (J)'s Liabilities-to-Assets too high?
Sainsbury (J)'s current Liabilities-to-Assets is 0.68. Overall, Sainsbury (J) has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sainsbury (J)'s Liabilities-to-Assets compare to KR and SFM?
Sainsbury (J)'s Liabilities-to-Assets of 0.68 can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Retail - Defensive company?
A good Liabilities-to-Assets depends on the Retail - Defensive industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Sainsbury (J) and its competitors. Sainsbury (J)'s current Liabilities-to-Assets is 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sainsbury (J) stock overvalued right now?
Based on GuruFocus' analysis, Sainsbury (J) (JSNSF) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.04, compared to a current price of $5.17 — trading 28% above its estimated fair value. The current Liabilities-to-Assets is 0.68. Sainsbury (J)'s overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Sainsbury (J) (JSNSF), the current Liabilities-to-Assets is 0.68 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sainsbury (J) (JSNSF) Overvalued in 2026?
Based on GuruFocus' analysis, Sainsbury (J) stock appears to be overvalued.
The current stock price of $5.17 is trading 28% above its estimated GF Value™ of $4.04.
GuruFocus considers Sainsbury (J) to be Modestly Overvalued.
Key valuation signals for JSNSF:
Liabilities-to-Assets: 0.68
GF Value™: $4.04 vs. price of $5.17 (28% above fair value)
No single metric tells the full story. See the JSNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1869, Sainsbury's is the second-largest UK grocery chain with around 10% market share. It operates around 600 supermarkets and 850 convenience stores in the UK. The company has diversified away from core food by selling clothing, fuel, and other nonfood items. In September 2016, it took a step further into nonfood retailing with the purchase of Home Retail Group, operating the Habitat and Argos chains (general merchandise and electronics stores).
74GF Score
Get the complete analysis for JSNSF
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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