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Liberty Bancorp (Liberty Bancorp) Liabilities-to-Assets : 0.89 (As of Dec. 2009)


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What is Liberty Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Liberty Bancorp's Total Liabilities for the quarter that ended in Dec. 2009 was $361.95 Mil. Liberty Bancorp's Total Assets for the quarter that ended in Dec. 2009 was $406.33 Mil. Therefore, Liberty Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2009 was 0.89.


Liberty Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Liberty Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Liberty Bancorp Liabilities-to-Assets Chart

Liberty Bancorp Annual Data
Trend Sep01 Sep02 Sep04 Sep05 Sep06 Sep07 Sep08 Sep09
Liabilities-to-Assets
Get a 7-Day Free Trial 0.91 0.83 0.85 0.87 0.89

Liberty Bancorp Quarterly Data
Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.88 0.89 0.89 0.89

Competitive Comparison of Liberty Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Liberty Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Liberty Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Liberty Bancorp's Liabilities-to-Assets falls into.



Liberty Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Liberty Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Sep. 2009 is calculated as:

Liabilities-to-Assets (A: Sep. 2009 )=Total Liabilities/Total Assets
=348.613/392.398
=0.89

Liberty Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2009 is calculated as

Liabilities-to-Assets (Q: Dec. 2009 )=Total Liabilities/Total Assets
=361.947/406.325
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Liberty Bancorp  (OTCPK:LBCP) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Liberty Bancorp Liabilities-to-Assets Related Terms

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Liberty Bancorp (Liberty Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
16 West Franklin Street, Liberty, MO, USA, 64068
Liberty Bancorp, Inc. is a holding company for BankLiberty, which provides financial services to consumers and businesses within its market area.
Executives
Mark E Hecker officer: Sr. VP & Chief Lending Officer 16 WEST FRANKLIN STREET, LIBERTY MO 64068

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