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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Kien Long Commercial JSB's Total Liabilities for the quarter that ended in Jun. 2026 was ₫105,621,799 Mil. Kien Long Commercial JSB's Total Assets for the quarter that ended in Jun. 2026 was ₫114,911,027 Mil.
Therefore, Kien Long Commercial JSB's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.92.
Kien Long Commercial JSB (STC:KLB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Kien Long Commercial JSB Liabilities-to-Assets Related Terms
Kien Long Commercial JSB Liabilities-to-Assets Historical Data
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The historical data trend for Kien Long Commercial JSB's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kien Long Commercial JSB Liabilities-to-Assets Chart
Kien Long Commercial JSB Annual Data
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Liabilities-to-Assets
Kien Long Commercial JSB Quarterly Data
Mar25
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Jun26
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0.92
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STC:KLB vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Kien Long Commercial JSB's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kien Long Commercial JSB Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Kien Long Commercial JSB's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Kien Long Commercial JSB's Liabilities-to-Assets falls into.
Kien Long Commercial JSB Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Kien Long Commercial JSB's Liabilities-to-Assets Ratio for the fiscal year that ended in . 20 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kien Long Commercial JSB (STC:KLB) has a Liabilities-to-Assets of 0.92 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Kien Long Commercial JSB and its competitors.
Is Kien Long Commercial JSB's Liabilities-to-Assets too high?
Kien Long Commercial JSB's current Liabilities-to-Assets is 0.92. Overall, Kien Long Commercial JSB has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Kien Long Commercial JSB's Liabilities-to-Assets compare to PNC and USB?
Kien Long Commercial JSB's Liabilities-to-Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Kien Long Commercial JSB and its competitors. Kien Long Commercial JSB's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kien Long Commercial JSB stock overvalued right now?
Kien Long Commercial JSB (STC:KLB) has a current Liabilities-to-Assets of 0.92. The current Liabilities-to-Assets is 0.92. Kien Long Commercial JSB's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Kien Long Commercial JSB (STC:KLB), the current Liabilities-to-Assets is 0.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kien Long Commercial JSB is engaged in the business activities of the Bank consist of mobilizing short, medium and long-term deposits from organizations and individuals; granting short, medium and long-term loans to organizations and individuals based on the Bank's capital resources; conducting foreign exchange transactions, international trade finance services, and discounting commercial papers, bonds, and other valuable papers; performing capital contributions, share acquisition, bond investment, and other banking services as permitted by the SBV. The Group operates mainly in banking and asset management.
32GF Score
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