Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Kien Long Commercial JSB does not have enough data to calculate 5-Year RORE %.
Kien Long Commercial JSB (STC:KLB) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Kien Long Commercial JSB 5-Year RORE % Related Terms
Kien Long Commercial JSB 5-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kien Long Commercial JSB 5-Year RORE % Chart
Kien Long Commercial JSB Annual Data
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Kien Long Commercial JSB Semi-Annual Data
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STC:KLB vs PNC: 5-Year RORE % Comparison
For the Banks - Regional subindustry, Kien Long Commercial JSB's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kien Long Commercial JSB 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Kien Long Commercial JSB's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Kien Long Commercial JSB's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.
Kien Long Commercial JSB (STC:KLB) has a 5-Year RORE % of 0.00 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Kien Long Commercial JSB and its competitors. According to the industry distribution chart, Kien Long Commercial JSB ranks #999999 out of 1415 companies in the Banks industry.
Is Kien Long Commercial JSB's 5-Year RORE % too high?
Kien Long Commercial JSB's current 5-Year RORE % is 0.00. Based on the distribution chart, Kien Long Commercial JSB ranks #999999 out of 1415 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kien Long Commercial JSB has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Kien Long Commercial JSB's 5-Year RORE % compare to PNC?
According to the Banks industry distribution chart, Kien Long Commercial JSB ranks #999999 out of 1415 companies for 5-Year RORE %. This places Kien Long Commercial JSB in the lower half of its industry. The industry median 5-Year RORE % is 9.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.67, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Kien Long Commercial JSB and its competitors. For the Banks industry, the median 5-Year RORE % is 9.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kien Long Commercial JSB's current 5-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kien Long Commercial JSB stock overvalued right now?
Kien Long Commercial JSB (STC:KLB) has a current 5-Year RORE % of 0.00. The current 5-Year RORE % is 0.00. Kien Long Commercial JSB's overall GF Score™ is 33/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Kien Long Commercial JSB (STC:KLB), the current 5-Year RORE % is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kien Long Commercial JSB is engaged in the business activities of the Bank consist of mobilizing short, medium and long-term deposits from organizations and individuals; granting short, medium and long-term loans to organizations and individuals based on the Bank's capital resources; conducting foreign exchange transactions, international trade finance services, and discounting commercial papers, bonds, and other valuable papers; performing capital contributions, share acquisition, bond investment, and other banking services as permitted by the SBV. The Group operates mainly in banking and asset management.
33GF Score
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