Quality and Reliability (ATH:QUAL) Loans Receivable: €0.00 Mil (As of Dec. 2025)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ATH:QUAL Quality and Reliability SA ATH:QUAL
77 GF Score
Price €1.28
GF Value €2.09
Valuation Possible Value Trap
! 4 Warning Signs
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What is Quality and Reliability Loans Receivable?

Quality and Reliability ATH:QUAL +1.90% 77 Loans Receivable is €0.00 Mil as of Dec. 2025. GuruFocus rates ATH:QUAL with a GF Score™ of 77/100 and a GF Value™ of €2.09 (Possible Value Trap). The stock has 4 warning signs investors should review.

Quality and Reliability's Loans Receivable for the quarter that ended in Dec. 2025 was €0.00 Mil.

Quality and Reliability Loans Receivable Related Terms

Quality and Reliability Loans Receivable Historical Data

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The historical data trend for Quality and Reliability's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quality and Reliability Loans Receivable Chart

Quality and Reliability Annual Data
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Quality and Reliability Semi-Annual Data
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ATH:QUAL
77GF Score
Quality and Reliability SA ATH:QUAL
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Quality and Reliability Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of €0.00 Mil mean?
Quality and Reliability (ATH:QUAL) has a Loans Receivable of €0.00 Mil as of Dec. 2025. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Quality and Reliability and its competitors.
Is Quality and Reliability's Loans Receivable too high?
Quality and Reliability's current Loans Receivable is €0.00 Mil. Overall, Quality and Reliability has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Quality and Reliability's Loans Receivable compare to CRM and SHOP?
Quality and Reliability's Loans Receivable of €0.00 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Software company?
A good Loans Receivable depends on the Software industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Quality and Reliability and its competitors. Quality and Reliability's current Loans Receivable is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quality and Reliability stock overvalued right now?
Based on GuruFocus' analysis, Quality and Reliability (ATH:QUAL) is currently considered Possible Value Trap. The stock's GF Value™ is €2.09, compared to a current price of €1.28 — trading 38.6% below its estimated fair value. The current Loans Receivable is €0.00 Mil. Quality and Reliability's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For Quality and Reliability (ATH:QUAL), the current Loans Receivable is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quality and Reliability (ATH:QUAL) Overvalued in 2026?

Based on GuruFocus' analysis, Quality and Reliability stock appears to be undervalued. The current stock price of €1.28 is trading 38.6% below its estimated GF Value™ of €2.09. GuruFocus considers Quality and Reliability to be Possible Value Trap.

Key valuation signals for ATH:QUAL:

  • Loans Receivable: €0.00 Mil
  • GF Value™: €2.09 vs. price of €1.28 (38.6% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the ATH:QUAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quality and Reliability Business Description

Address 11B Konitsis Street, Marousi, GRC, 15125
Quality and Reliability SA is engaged in software development and in the provision of integration services for information systems. The company delivers complex Integrated Information Systems for large and mid-size enterprises in the public and private sectors, cutting-edge technology solutions for Financial Institutions, Enterprise web Portals, white label e-Bookstore platforms & label e-commerce solutions, cross-platform Mobile Applications and multi-platform eBook interactive educational authoring tools.
77GF Score

Get the complete analysis for ATH:QUAL

Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.28
Price
€2.09
GF Value