Cincinnati Financial (FRA:CCJ) Long-Term Debt: €684 Mil (As of Mar. 2026)

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FRA:CCJ Cincinnati Financial Corp FRA:CCJ
74 GF Score
Price €159.25
GF Value €143.82
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cincinnati Financial Long-Term Debt?

Cincinnati Financial FRA:CCJ +1.85% 74 Long-Term Debt is €684 Mil as of Mar. 2026. GuruFocus rates FRA:CCJ with a GF Score™ of 74/100 and a GF Value™ of €143.82 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Cincinnati Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was €684 Mil.

Cincinnati Financial's quarterly Long-Term Debt increased from Sep. 2025 (€673 Mil) to Dec. 2025 (€675 Mil) and increased from Dec. 2025 (€675 Mil) to Mar. 2026 (€684 Mil).

Cincinnati Financial's annual Long-Term Debt increased from Dec. 2023 (€724 Mil) to Dec. 2024 (€754 Mil) but then declined from Dec. 2024 (€754 Mil) to Dec. 2025 (€675 Mil).

Cincinnati Financial  (FRA:CCJ) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Cincinnati Financial Long-Term Debt Related Terms

Cincinnati Financial Long-Term Debt Historical Data

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The historical data trend for Cincinnati Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial Long-Term Debt Chart

Cincinnati Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 698.27 744.82 724.43 754.45 674.66

Cincinnati Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 730.75 684.93 673.08 674.66 684.22
FRA:CCJ
74GF Score
Cincinnati Financial Corp FRA:CCJ
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €684 Mil mean?
Cincinnati Financial (FRA:CCJ) has a Long-Term Debt of €684 Mil as of Mar. 2026.
Is Cincinnati Financial's Long-Term Debt too high?
Cincinnati Financial's current Long-Term Debt is €684 Mil. Overall, Cincinnati Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Long-Term Debt compare to WRB and MKL?
Cincinnati Financial's Long-Term Debt of €684 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Cincinnati Financial's current Long-Term Debt is €684 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (FRA:CCJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €143.82, compared to a current price of €159.25 — trading 10.7% above its estimated fair value. The current Long-Term Debt is €684 Mil. Cincinnati Financial's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Cincinnati Financial (FRA:CCJ), the current Long-Term Debt is €684 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (FRA:CCJ) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued. The current stock price of €159.25 is trading 10.7% above its estimated GF Value™ of €143.82. GuruFocus considers Cincinnati Financial to be Modestly Overvalued.

Key valuation signals for FRA:CCJ:

  • Long-Term Debt: €684 Mil
  • GF Value™: €143.82 vs. price of €159.25 (10.7% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the FRA:CCJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cincinnati Financial Business Description

Other Exchanges CINF:USA0HYE:UKCCJ:Germany
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
74GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€159.25
Price
€143.82
GF Value