Unipol Assicurazioni SpA (HAM:UIPN) Long-Term Debt: €5,008 Mil (As of Dec. 2025)


HAM:UIPN Unipol Assicurazioni SpA HAM:UIPN
51 GF Score
Price €26.01
GF Value €12.64
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Unipol Assicurazioni SpA Long-Term Debt?

Unipol Assicurazioni SpA HAM:UIPN +1.84% 51 Long-Term Debt is €5,008 Mil as of Dec. 2025. GuruFocus rates HAM:UIPN with a GF Score™ of 51/100 and a GF Value™ of €12.64 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Unipol Assicurazioni SpA's Long-Term Debt for the quarter that ended in Dec. 2025 was €5,008 Mil.

Unipol Assicurazioni SpA's quarterly Long-Term Debt declined from Dec. 2024 (€5,549 Mil) to Jun. 2025 (€4,508 Mil) but then increased from Jun. 2025 (€4,508 Mil) to Dec. 2025 (€5,008 Mil).

Unipol Assicurazioni SpA's annual Long-Term Debt increased from Dec. 2023 (€5,016 Mil) to Dec. 2024 (€5,549 Mil) but then declined from Dec. 2024 (€5,549 Mil) to Dec. 2025 (€5,008 Mil).

Unipol Assicurazioni SpA  (HAM:UIPN) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Unipol Assicurazioni SpA Long-Term Debt Related Terms

Unipol Assicurazioni SpA Long-Term Debt Historical Data

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The historical data trend for Unipol Assicurazioni SpA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unipol Assicurazioni SpA Long-Term Debt Chart

Unipol Assicurazioni SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,282.80 4,616.00 5,016.00 5,549.00 5,008.00

Unipol Assicurazioni SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,016.00 5,551.00 5,549.00 4,508.00 5,008.00
HAM:UIPN
51GF Score
Unipol Assicurazioni SpA HAM:UIPN
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €5,008 Mil mean?
Unipol Assicurazioni SpA (HAM:UIPN) has a Long-Term Debt of €5,008 Mil as of Dec. 2025.
Is Unipol Assicurazioni SpA's Long-Term Debt too high?
Unipol Assicurazioni SpA's current Long-Term Debt is €5,008 Mil. Overall, Unipol Assicurazioni SpA has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unipol Assicurazioni SpA's Long-Term Debt compare to CB and PGR?
Unipol Assicurazioni SpA's Long-Term Debt of €5,008 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Unipol Assicurazioni SpA's current Long-Term Debt is €5,008 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unipol Assicurazioni SpA stock overvalued right now?
Based on GuruFocus' analysis, Unipol Assicurazioni SpA (HAM:UIPN) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.64, compared to a current price of €26.01 — trading 105.8% above its estimated fair value. The current Long-Term Debt is €5,008 Mil. Unipol Assicurazioni SpA's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Unipol Assicurazioni SpA (HAM:UIPN), the current Long-Term Debt is €5,008 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unipol Assicurazioni SpA (HAM:UIPN) Overvalued in 2026?

Based on GuruFocus' analysis, Unipol Assicurazioni SpA stock appears to be overvalued. The current stock price of €26.01 is trading 105.8% above its estimated GF Value™ of €12.64. GuruFocus considers Unipol Assicurazioni SpA to be Significantly Overvalued.

Key valuation signals for HAM:UIPN:

  • Long-Term Debt: €5,008 Mil
  • GF Value™: €12.64 vs. price of €26.01 (105.8% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the HAM:UIPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unipol Assicurazioni SpA Business Description

Address Via Stalingrado, 45, Bologna, ITA, 40128
Unipol Assicurazioni SpA is engaged in providing insurance and banking products in Italy. It offers life insurance, non-life insurance, car insurance, Reinsurance, etc.
51GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.01
Price
€12.64
GF Value