StoneCo (MIL:1STNE) Long-Term Debt: €1,157 Mil (As of Mar. 2026)

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MIL:1STNE StoneCo Ltd MIL:1STNE
55 GF Score
Price €9.43
GF Value €16.99
Valuation Possible Value Trap
! 5 Warning Signs
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What is StoneCo Long-Term Debt?

StoneCo MIL:1STNE 55 Long-Term Debt is €1,157 Mil as of Mar. 2026. GuruFocus rates MIL:1STNE with a GF Score™ of 55/100 and a GF Value™ of €16.99 (Possible Value Trap). The stock has 5 warning signs investors should review.

StoneCo's Long-Term Debt for the quarter that ended in Mar. 2026 was €1,157 Mil.

StoneCo's quarterly Long-Term Debt increased from Sep. 2025 (€1,354 Mil) to Dec. 2025 (€1,377 Mil) but then declined from Dec. 2025 (€1,377 Mil) to Mar. 2026 (€1,157 Mil).

StoneCo's annual Long-Term Debt increased from Dec. 2023 (€654 Mil) to Dec. 2024 (€1,210 Mil) and increased from Dec. 2024 (€1,210 Mil) to Dec. 2025 (€1,377 Mil).

StoneCo  (MIL:1STNE) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

StoneCo Long-Term Debt Related Terms

StoneCo Long-Term Debt Historical Data

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The historical data trend for StoneCo's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

StoneCo Long-Term Debt Chart

StoneCo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 670.12 465.02 654.23 1,209.83 1,376.87

StoneCo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,325.54 1,382.06 1,354.11 1,376.87 1,157.19
MIL:1STNE
55GF Score
StoneCo Ltd MIL:1STNE
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €1,157 Mil mean?
StoneCo (MIL:1STNE) has a Long-Term Debt of €1,157 Mil as of Mar. 2026.
Is StoneCo's Long-Term Debt too high?
StoneCo's current Long-Term Debt is €1,157 Mil. Overall, StoneCo has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's Long-Term Debt compare to EEFT and PAGS?
StoneCo's Long-Term Debt of €1,157 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. StoneCo's current Long-Term Debt is €1,157 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (MIL:1STNE) is currently considered Possible Value Trap. The stock's GF Value™ is €16.99, compared to a current price of €9.43 — trading 44.5% below its estimated fair value. The current Long-Term Debt is €1,157 Mil. StoneCo's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For StoneCo (MIL:1STNE), the current Long-Term Debt is €1,157 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is StoneCo (MIL:1STNE) Overvalued in 2026?

Based on GuruFocus' analysis, StoneCo stock appears to be undervalued. The current stock price of €9.43 is trading 44.5% below its estimated GF Value™ of €16.99. GuruFocus considers StoneCo to be Possible Value Trap.

Key valuation signals for MIL:1STNE:

  • Long-Term Debt: €1,157 Mil
  • GF Value™: €16.99 vs. price of €9.43 (44.5% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the MIL:1STNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

StoneCo Business Description

Address 18 Forum Lane, Camana Bay, Block 12D Parcel 33 and 95, P.O. Box 10240, Grand Cayman, CYM, KY1-1002
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
55GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.43
Price
€16.99
GF Value