StoneCo (MIL:1STNE) Receivables Turnover: 0.09 (As of Mar. 2026)

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MIL:1STNE StoneCo Ltd MIL:1STNE
55 GF Score
Price €9.43
GF Value €16.99
Valuation Possible Value Trap
! 5 Warning Signs
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What is StoneCo Receivables Turnover?

StoneCo MIL:1STNE 55 Receivables Turnover is 0.09 as of Mar. 2026. GuruFocus rates MIL:1STNE with a GF Score™ of 55/100 and a GF Value™ of €16.99 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,775 Software companies, StoneCo ranks worse than 98.7% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. StoneCo's Revenue for the three months ended in Mar. 2026 was €592 Mil. StoneCo's average Accounts Receivable for the three months ended in Mar. 2026 was €6,398 Mil. Hence, StoneCo's Receivables Turnover for the three months ended in Mar. 2026 was 0.09.


StoneCo  (MIL:1STNE) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


StoneCo Receivables Turnover Related Terms


StoneCo Receivables Turnover Historical Data

* Premium members only.

The historical data trend for StoneCo's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

StoneCo Receivables Turnover Chart

StoneCo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.47 0.45 0.39 0.38

StoneCo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.09 0.09 0.09 0.09

MIL:1STNE vs EEFT, PAGS, ATEN: Receivables Turnover Comparison

For the Software - Infrastructure subindustry, StoneCo's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


StoneCo Receivables Turnover vs Software Industry

For the Software industry and Technology sector, StoneCo's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where StoneCo's Receivables Turnover falls into.


MIL:1STNE
55GF Score
StoneCo Ltd MIL:1STNE
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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StoneCo Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

StoneCo's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=2097.503 / ((4636.844 + 6495.78) / 2 )
=2097.503 / 5566.312
=0.38

StoneCo's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=591.822 / ((6495.78 + 6300.084) / 2 )
=591.822 / 6397.932
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 0.09 mean?
StoneCo (MIL:1STNE) has a Receivables Turnover of 0.09 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on StoneCo and its competitors. According to the industry distribution chart, StoneCo ranks #2739 out of 2775 companies in the Software industry, placing it in the top 98.7%.
Is StoneCo's Receivables Turnover too high?
StoneCo's current Receivables Turnover is 0.09. The Software industry median Receivables Turnover is 5.72. StoneCo's value of 0.09 is 98.4% below this industry median. Based on the distribution chart, StoneCo ranks #2739 out of 2775 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, StoneCo has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's Receivables Turnover compare to EEFT and PAGS?
According to the Software industry distribution chart, StoneCo ranks #2739 out of 2775 companies for Receivables Turnover. This places StoneCo in the lower half of its industry. The industry median Receivables Turnover is 5.72. StoneCo's value of 0.09 is 98.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.72, based on 2,775 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. StoneCo's current Receivables Turnover of 0.09 is 98.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on StoneCo and its competitors. For the Software industry, the median Receivables Turnover is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. StoneCo's current Receivables Turnover is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (MIL:1STNE) is currently considered Possible Value Trap. The stock's GF Value™ is €16.99, compared to a current price of €9.43 — trading 44.5% below its estimated fair value. The current Receivables Turnover is 0.09 and 98.4% below the Software industry median of 5.72. StoneCo's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For StoneCo (MIL:1STNE), the current Receivables Turnover is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is StoneCo (MIL:1STNE) Overvalued in 2026?

Based on GuruFocus' analysis, StoneCo stock appears to be undervalued. The current stock price of €9.43 is trading 44.5% below its estimated GF Value™ of €16.99. GuruFocus considers StoneCo to be Possible Value Trap.

Key valuation signals for MIL:1STNE:

  • Receivables Turnover: 0.09
  • GF Value™: €16.99 vs. price of €9.43 (44.5% below fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 98.4% below the Software median (#2739 of 2775)

No single metric tells the full story. See the MIL:1STNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


StoneCo Business Description

Address 18 Forum Lane, Camana Bay, Block 12D Parcel 33 and 95, P.O. Box 10240, Grand Cayman, CYM, KY1-1002
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
55GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.43
Price
€16.99
GF Value