STJPF (St James's Place) Long-Term Debt: $457 Mil (As of Dec. 2025)


STJPF St James's Place PLC STJPF
49 GF Score
Price $16.43
GF Value $7.98
Valuation Significantly Overvalued
! 3 Warning Signs
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What is St James's Place Long-Term Debt?

St James's Place STJPF +4.45% 49 Long-Term Debt is $457 Mil as of Dec. 2025. GuruFocus rates STJPF with a GF Score™ of 49/100 and a GF Value™ of $7.98 (Significantly Overvalued). The stock has 3 warning signs investors should review.

St James's Place's Long-Term Debt for the quarter that ended in Dec. 2025 was $457 Mil.

St James's Place's quarterly Long-Term Debt declined from Dec. 2024 ($653 Mil) to Jun. 2025 ($407 Mil) but then increased from Jun. 2025 ($407 Mil) to Dec. 2025 ($457 Mil).

St James's Place's annual Long-Term Debt increased from Dec. 2023 ($318 Mil) to Dec. 2024 ($653 Mil) but then declined from Dec. 2024 ($653 Mil) to Dec. 2025 ($457 Mil).

St James's Place  (OTCPK:STJPF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

St James's Place Long-Term Debt Related Terms

St James's Place Long-Term Debt Historical Data

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The historical data trend for St James's Place's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

St James's Place Long-Term Debt Chart

St James's Place Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 575.80 199.51 318.23 653.35 457.16

St James's Place Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 318.23 624.17 653.35 406.92 457.16
STJPF
49GF Score
St James's Place PLC STJPF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $457 Mil mean?
St James's Place (STJPF) has a Long-Term Debt of $457 Mil as of Dec. 2025.
Is St James's Place's Long-Term Debt too high?
St James's Place's current Long-Term Debt is $457 Mil. Overall, St James's Place has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does St James's Place's Long-Term Debt compare to BLK and BX?
St James's Place's Long-Term Debt of $457 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Asset Management company?
A good Long-Term Debt depends on the Asset Management industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. St James's Place's current Long-Term Debt is $457 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St James's Place stock overvalued right now?
Based on GuruFocus' analysis, St James's Place (STJPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.98, compared to a current price of $16.43 — trading 105.9% above its estimated fair value. The current Long-Term Debt is $457 Mil. St James's Place's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For St James's Place (STJPF), the current Long-Term Debt is $457 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is St James's Place (STJPF) Overvalued in 2026?

Based on GuruFocus' analysis, St James's Place stock appears to be overvalued. The current stock price of $16.43 is trading 105.9% above its estimated GF Value™ of $7.98. GuruFocus considers St James's Place to be Significantly Overvalued.

Key valuation signals for STJPF:

  • Long-Term Debt: $457 Mil
  • GF Value™: $7.98 vs. price of $16.43 (105.9% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the STJPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

St James's Place Business Description

Other Exchanges STJl:UKSTJ:UK1IV:Germany
Address 1 Tetbury Road, St. James's Place House, Cirencester, GBR, GL7 1FP
St James's Place PLC provides investment and wealth management services to individuals, trustees, and businesses. The company operates in a single-segment wealth management business, which is a vertically integrated business providing support to its clients through the provision of financial advice and assistance through its Partner network, and financial solutions including (but not limited to) wealth management products manufactured in the Group, such as insurance bonds, pensions, unit trust, and ISA investments, and a Discretionary Fund Management (DFM) service. Currently, the company operates only in United kingdom.
49GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.43
Price
$7.98
GF Value