St James's PlaceSTJPF +4.45%49 Return-on-Tangible-Equity is 35.95% as of Dec. 2025, which is 62% above its 10-year median of 22.19. GuruFocus rates STJPF with a GF Score™ of 49/100 and a GF Value™ of $8.51 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,588 Asset Management companies, St James's Place ranks better than 90.68% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. St James's Place's annualized net income for the quarter that ended in Dec. 2025 was $674 Mil. St James's Place's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $1,875 Mil. Therefore, St James's Place's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 35.95%.
The historical rank and industry rank for St James's Place's Return-on-Tangible-Equity or its related term are showing as below:
STJPF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.96 Med: 22.19 Max: 39.65
Current: 39.65
During the past 13 years, St James's Place's highest Return-on-Tangible-Equity was 39.65%. The lowest was -0.96%. And the median was 22.19%.
STJPF's Return-on-Tangible-Equity is ranked better than 90.68% of 1588
companies
in the Asset Management industry
Industry Median: 7.19
vs STJPF: 39.65
St James's Place (OTCPK:STJPF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
St James's Place Return-on-Tangible-Equity Related Terms
St James's Place Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for St James's Place's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STJPF vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, St James's Place's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
St James's Place Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, St James's Place's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where St James's Place's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 35.95% mean?
St James's Place (STJPF) has a Return-on-Tangible-Equity of 35.95% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on St James's Place and its competitors. This is 62% above median its historical median of 22.19. According to the industry distribution chart, St James's Place ranks #148 out of 1588 companies in the Asset Management industry, placing it in the top 9.3%.
Is St James's Place's Return-on-Tangible-Equity too high?
St James's Place's current Return-on-Tangible-Equity of 35.95% is 62% above median its 10-year median of 22.19. The Asset Management industry median Return-on-Tangible-Equity is 7.19. St James's Place's value of 35.95% is 400% above this industry median. Based on the distribution chart, St James's Place ranks #148 out of 1588 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, St James's Place has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does St James's Place's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, St James's Place ranks #148 out of 1588 companies for Return-on-Tangible-Equity. This places St James's Place in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.19. St James's Place's value of 35.95% is 400% above this benchmark. While the company's 10-year median is 22.19 vs. the industry median of 7.19, St James's Place has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.19, based on 1,588 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. St James's Place's current Return-on-Tangible-Equity of 35.95% is 400% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on St James's Place and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. St James's Place's current Return-on-Tangible-Equity is 35.95%, which is 62% above median its own 10-year median of 22.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St James's Place stock overvalued right now?
Based on GuruFocus' analysis, St James's Place (STJPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.51, compared to a current price of $16.43 — trading 93.1% above its estimated fair value. The current Return-on-Tangible-Equity is 35.95%, which is 62% above median its 10-year median of 22.19 and 400% above the Asset Management industry median of 7.19. St James's Place's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For St James's Place (STJPF), the current Return-on-Tangible-Equity is 35.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is St James's Place (STJPF) Overvalued in 2026?
Based on GuruFocus' analysis, St James's Place stock appears to be overvalued.
The current stock price of $16.43 is trading 93.1% above its estimated GF Value™ of $8.51.
GuruFocus considers St James's Place to be Significantly Overvalued.
Key valuation signals for STJPF:
Return-on-Tangible-Equity: 35.95% (62% above median its 10-year median of 22.19)
GF Value™: $8.51 vs. price of $16.43 (93.1% above fair value)
Industry Position: 400% above the Asset Management median (#148 of 1588)
No single metric tells the full story. See the STJPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
St James's Place PLC provides investment and wealth management services to individuals, trustees, and businesses. The company operates in a single-segment wealth management business, which is a vertically integrated business providing support to its clients through the provision of financial advice and assistance through its Partner network, and financial solutions including (but not limited to) wealth management products manufactured in the Group, such as insurance bonds, pensions, unit trust, and ISA investments, and a Discretionary Fund Management (DFM) service. Currently, the company operates only in United kingdom.
49GF Score
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