PT Bank Maybank Indonesia Tbk (FRA:BOZA) LT-Debt-to-Total-Asset: 0.11 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BOZA PT Bank Maybank Indonesia Tbk FRA:BOZA
57 GF Score
Price €0.01
GF Value €0.01
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bank Maybank Indonesia Tbk LT-Debt-to-Total-Asset?

PT Bank Maybank Indonesia Tbk FRA:BOZA 57 LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus rates FRA:BOZA with a GF Score™ of 57/100 and a GF Value™ of €0.01 (Modestly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PT Bank Maybank Indonesia Tbk's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.11.

PT Bank Maybank Indonesia Tbk's long-term debt to total assets ratio increased from Mar. 2025 (0.10) to Mar. 2026 (0.11). It may suggest that PT Bank Maybank Indonesia Tbk is progressively becoming more dependent on debt to grow their business.

PT Bank Maybank Indonesia Tbk  (FRA:BOZA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PT Bank Maybank Indonesia Tbk LT-Debt-to-Total-Asset Related Terms

PT Bank Maybank Indonesia Tbk LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for PT Bank Maybank Indonesia Tbk's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Maybank Indonesia Tbk LT-Debt-to-Total-Asset Chart

PT Bank Maybank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.10 0.07 0.10 0.10

PT Bank Maybank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.10 0.08 0.10 0.11
FRA:BOZA
57GF Score
PT Bank Maybank Indonesia Tbk FRA:BOZA
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Maybank Indonesia Tbk LT-Debt-to-Total-Asset Calculation

PT Bank Maybank Indonesia Tbk's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=949.411/9902.051
=0.10

PT Bank Maybank Indonesia Tbk's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1046.679/9818.693
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.11 mean?
PT Bank Maybank Indonesia Tbk (FRA:BOZA) has a LT-Debt-to-Total-Asset of 0.11 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Maybank Indonesia Tbk and its competitors.
Is PT Bank Maybank Indonesia Tbk's LT-Debt-to-Total-Asset too high?
PT Bank Maybank Indonesia Tbk's current LT-Debt-to-Total-Asset is 0.11. Overall, PT Bank Maybank Indonesia Tbk has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maybank Indonesia Tbk's LT-Debt-to-Total-Asset compare to competitors?
PT Bank Maybank Indonesia Tbk's LT-Debt-to-Total-Asset of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. PT Bank Maybank Indonesia Tbk's current LT-Debt-to-Total-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maybank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk (FRA:BOZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 20% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.11. PT Bank Maybank Indonesia Tbk's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PT Bank Maybank Indonesia Tbk (FRA:BOZA), the current LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Maybank Indonesia Tbk (FRA:BOZA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued. The current stock price of €0.01 is trading 20% below its estimated GF Value™ of €0.01. GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for FRA:BOZA:

  • LT-Debt-to-Total-Asset: 0.11
  • GF Value™: €0.01 vs. price of €0.01 (20% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the FRA:BOZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Maybank Indonesia Tbk Business Description

Other Exchanges BNII:Indonesia
Address Jalan Asia Afrika Number 8, Sentral Senayan III, Gelora Bung Karno, Jakarta Pusat, Jakarta, IDN, 10270
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
57GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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