Northern Trust (FRA:NT4) LT-Debt-to-Total-Asset: 0.08 (As of Mar. 2026)

What is Northern Trust LT-Debt-to-Total-Asset?

Northern Trust FRA:NT4 +2.10% 74 LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus rates FRA:NT4 with a GF Score™ of 74/100 and a GF Value™ of €101.03 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Northern Trust's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.08.

Northern Trust's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.08) to Mar. 2026 (0.08).

Northern Trust (FRA:NT4) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Northern Trust LT-Debt-to-Total-Asset Related Terms

Northern Trust LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Northern Trust's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northern Trust LT-Debt-to-Total-Asset Chart

Northern Trust Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.04

0.08

0.09

0.08

Northern Trust Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.08	0.08	0.08	0.08	0.08

74GF Score

Northern Trust Corp FRA:NT4

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Northern Trust LT-Debt-to-Total-Asset Calculation

Northern Trust's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	11951.047	/	151271.326
	=	0.08

Northern Trust's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	12167.609	/	151006.769
	=	0.08

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.08 mean?

Northern Trust (FRA:NT4) has a LT-Debt-to-Total-Asset of 0.08 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Northern Trust and its competitors.

Is Northern Trust's LT-Debt-to-Total-Asset too high?

Northern Trust's current LT-Debt-to-Total-Asset is 0.08. Overall, Northern Trust has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Northern Trust's LT-Debt-to-Total-Asset compare to RJF and ARES?

Northern Trust's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Asset Management company?

A good LT-Debt-to-Total-Asset depends on the Asset Management industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Northern Trust and its competitors. Northern Trust's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Northern Trust stock overvalued right now?

Based on GuruFocus' analysis, Northern Trust (FRA:NT4) is currently considered Significantly Overvalued. The stock's GF Value™ is €101.03, compared to a current price of €157.95 — trading 56.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Northern Trust's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Northern Trust (FRA:NT4), the current LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northern Trust (FRA:NT4) Overvalued in 2026?

Based on GuruFocus' analysis, Northern Trust stock appears to be overvalued. The current stock price of €157.95 is trading 56.3% above its estimated GF Value™ of €101.03. GuruFocus considers Northern Trust to be Significantly Overvalued.

Key valuation signals for FRA:NT4:

LT-Debt-to-Total-Asset: 0.08
GF Value™: €101.03 vs. price of €157.95 (56.3% above fair value)
GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the FRA:NT4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Northern Trust Business Description

Industry Financial Services Asset Management

Comparable Companies RJF ARES TROW AMP PFG STT BEN CG ARCC CRBG BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO LSE:III OSTO:EQT OSTO:INDU A

Other Exchanges NTRSO.PFD:USA NTRS:USA 0K91:UK NT4:Germany

Address 50 South La Salle Street, Chicago, IL, USA, 60603

Website https://www.northerntrust.com

Northern Trust is a leading provider of wealth management, asset servicing, asset management, and banking to corporations, institutions, affluent families, and individuals. Founded in Chicago in 1889, Northern Trust has offices in 20 states and Washington, D.C. as well as 23 locations in Canada, Europe, the Middle East, and Asia-Pacific. As of December 2025, Northern Trust had assets under custody or administration of $18.7 trillion and assets under management of $1.8 trillion.

74GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€157.95

Price

€101.03

GF Value

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