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Northern TrustFRA:NT4 +0.16%76 5-Year Yield-on-Cost % is 1.94 as of Jul. 28, 2026, which is 29% below its 10-year median of 2.73. GuruFocus rates FRA:NT4 with a GF Score™ of 76/100 and a GF Value™ of €103.28 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,113 Asset Management companies, Northern Trust ranks worse than 86.34% on this metric.
Northern Trust's yield on cost for the quarter that ended in Mar. 2026 was 1.94.
The historical rank and industry rank for Northern Trust's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:NT4'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.62 Med: 2.73 Max: 5.26
Current: 1.94
During the past 13 years, Northern Trust's highest Yield on Cost was 5.26. The lowest was 1.62. And the median was 2.73.
FRA:NT4's 5-Year Yield-on-Cost % is ranked worse than 86.34% of 1113
companies
in the Asset Management industry
Industry Median: 6.5
vs FRA:NT4: 1.94
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Northern Trust 5-Year Yield-on-Cost % Related Terms
FRA:NT4 vs PFG, TROW, BEN: 5-Year Yield-on-Cost % Comparison
For the Asset Management subindustry, Northern Trust's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northern Trust 5-Year Yield-on-Cost % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Northern Trust's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Northern Trust's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Northern Trust is calculated as
Northern Trust (FRA:NT4) has a 5-Year Yield-on-Cost % of 1.94 as of Jul. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Northern Trust and its competitors. This is 29% below median its historical median of 2.73. Over the past decade, Northern Trust's 5-Year Yield-on-Cost % has ranged from 1.62 to 5.26. According to the industry distribution chart, Northern Trust ranks #961 out of 1113 companies in the Asset Management industry, placing it in the top 86.3%.
Is Northern Trust's 5-Year Yield-on-Cost % too high?
Northern Trust's current 5-Year Yield-on-Cost % of 1.94 is 29% below median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 5.26. The Asset Management industry median 5-Year Yield-on-Cost % is 6.50. Northern Trust's value of 1.94 is 70.2% below this industry median. Based on the distribution chart, Northern Trust ranks #961 out of 1113 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Northern Trust has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northern Trust's 5-Year Yield-on-Cost % compare to PFG and TROW?
According to the Asset Management industry distribution chart, Northern Trust ranks #961 out of 1113 companies for 5-Year Yield-on-Cost %. This places Northern Trust in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 6.50. Northern Trust's value of 1.94 is 70.2% below this benchmark. Historically, Northern Trust's own 5-Year Yield-on-Cost % has ranged from 1.62 to 5.26 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 6.50, Northern Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Asset Management company?
The median 5-Year Yield-on-Cost % among Asset Management companies is 6.50, based on 1,113 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northern Trust's current 5-Year Yield-on-Cost % of 1.94 is 70.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Northern Trust and its competitors. For the Asset Management industry, the median 5-Year Yield-on-Cost % is 6.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northern Trust's current 5-Year Yield-on-Cost % is 1.94, which is 29% below median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northern Trust stock overvalued right now?
Based on GuruFocus' analysis, Northern Trust (FRA:NT4) is currently considered Significantly Overvalued. The stock's GF Value™ is €103.28, compared to a current price of €158.95 — trading 53.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.94, which is 29% below median its 10-year median of 2.73 and 70.2% below the Asset Management industry median of 6.50. Northern Trust's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Northern Trust (FRA:NT4), the current 5-Year Yield-on-Cost % is 1.94 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northern Trust (FRA:NT4) Overvalued in 2026?
Based on GuruFocus' analysis, Northern Trust stock appears to be overvalued.
The current stock price of €158.95 is trading 53.9% above its estimated GF Value™ of €103.28.
GuruFocus considers Northern Trust to be Significantly Overvalued.
Key valuation signals for FRA:NT4:
5-Year Yield-on-Cost %: 1.94 (29% below median its 10-year median of 2.73)
GF Value™: €103.28 vs. price of €158.95 (53.9% above fair value)
Industry Position: 70.2% below the Asset Management median (#961 of 1113)
No single metric tells the full story. See the FRA:NT4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northern Trust is a leading provider of wealth management, asset servicing, asset management, and banking to corporations, institutions, affluent families, and individuals. Founded in Chicago in 1889, Northern Trust has offices in 20 states and Washington, D.C. as well as 23 locations in Canada, Europe, the Middle East, and Asia-Pacific. As of December 2025, Northern Trust had assets under custody or administration of $18.7 trillion and assets under management of $1.8 trillion.
76GF Score
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