Agricultural Bank of China (HAM:EK7) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)


HAM:EK7 Agricultural Bank of China Ltd HAM:EK7
71 GF Score
Price €0.60
GF Value €0.51
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Agricultural Bank of China LT-Debt-to-Total-Asset?

Agricultural Bank of China HAM:EK7 -0.33% 71 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates HAM:EK7 with a GF Score™ of 71/100 and a GF Value™ of €0.51 (Modestly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Agricultural Bank of China's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Agricultural Bank of China's long-term debt to total assets ratio declined from Mar. 2025 (0.08) to Mar. 2026 (0.06). It may suggest that Agricultural Bank of China is progressively becoming less dependent on debt to grow their business.

Agricultural Bank of China  (HAM:EK7) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Agricultural Bank of China LT-Debt-to-Total-Asset Related Terms

Agricultural Bank of China LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Agricultural Bank of China's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Bank of China LT-Debt-to-Total-Asset Chart

Agricultural Bank of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.07 0.07 0.07 0.07

Agricultural Bank of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.07 0.07 0.07 0.06
HAM:EK7
71GF Score
Agricultural Bank of China Ltd HAM:EK7
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Agricultural Bank of China LT-Debt-to-Total-Asset Calculation

Agricultural Bank of China's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=438379.23/5915224.84
=0.07

Agricultural Bank of China's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=397065.636/6404487.938
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.06 mean?
Agricultural Bank of China (HAM:EK7) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Agricultural Bank of China and its competitors.
Is Agricultural Bank of China's LT-Debt-to-Total-Asset too high?
Agricultural Bank of China's current LT-Debt-to-Total-Asset is 0.06. Overall, Agricultural Bank of China has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Bank of China's LT-Debt-to-Total-Asset compare to JPM and BAC?
Agricultural Bank of China's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Agricultural Bank of China and its competitors. Agricultural Bank of China's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Bank of China stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Bank of China (HAM:EK7) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.51, compared to a current price of €0.60 — trading 17.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Agricultural Bank of China's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Agricultural Bank of China (HAM:EK7), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Bank of China (HAM:EK7) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Bank of China stock appears to be overvalued. The current stock price of €0.60 is trading 17.1% above its estimated GF Value™ of €0.51. GuruFocus considers Agricultural Bank of China to be Modestly Overvalued.

Key valuation signals for HAM:EK7:

  • LT-Debt-to-Total-Asset: 0.06
  • GF Value™: €0.51 vs. price of €0.60 (17.1% above fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the HAM:EK7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Agricultural Bank of China Business Description

Address 50 Connaught Road, 25th Floor, Agricultural Bank of China Tower, Central, Hong Kong, HKG
As one of the Big Four banks, ABC is headquartered in Beijing. The bank evolved from a state-owned specialized bank to a state-controlled commercial bank. It was listed on the Hong Kong and Shanghai Stock Exchanges in 2010. ABC operates a more than 22,000-branch network in China, providing corporate and retail banking products and services, and carries out treasury operations for its accounts or for its customers. Shareholders Central Huijin, China's state-owned investment company, and the Ministry of Finance own 40.14% and 35.29%, respectively. Corporate banking, retail banking, and wholesale banking accounted for 36%, 53%, and 7% of total revenue in 2025, respectively. Rural banking and urban banking contributed 49.6% and 50.4%, respectively, of total revenue during the same period.
71GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.60
Price
€0.51
GF Value