Agricultural Bank of ChinaHAM:EK7 +1.61%63 Pretax Margin % is 38.15% as of Mar. 2026, which is 14% below its 10-year median of 44.19. GuruFocus rates HAM:EK7 with a GF Score™ of 63/100 and a GF Value™ of €0.53 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Agricultural Bank of China ranks better than 71.66% on this metric.
The historical rank and industry rank for Agricultural Bank of China's Pretax Margin % or its related term are showing as below:
HAM:EK7'
s Pretax Margin % Range Over the Past 10 Years
Min: 40.32 Med: 44.19 Max: 44.93
Current: 43.66
HAM:EK7's Pretax Margin % is ranked better than 71.66% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs HAM:EK7: 43.66
Agricultural Bank of China (HAM:EK7) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Agricultural Bank of China Pretax Margin % Related Terms
Agricultural Bank of China Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:EK7 vs JPM, BAC, WFC: Pretax Margin % Comparison
For the Banks - Diversified subindustry, Agricultural Bank of China's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agricultural Bank of China Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Agricultural Bank of China's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Agricultural Bank of China's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agricultural Bank of China (HAM:EK7) has a Pretax Margin % of 38.15% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Agricultural Bank of China and its competitors. This is 14% below median its historical median of 44.19. Over the past decade, Agricultural Bank of China's Pretax Margin % has ranged from 40.32 to 44.93. According to the industry distribution chart, Agricultural Bank of China ranks #433 out of 1528 companies in the Banks industry, placing it in the top 28.3%.
Is Agricultural Bank of China's Pretax Margin % too high?
Agricultural Bank of China's current Pretax Margin % of 38.15% is 14% below median its 10-year median of 44.19. Over the past 10 years, this metric has ranged from a low of 40.32 to a high of 44.93. The Banks industry median Pretax Margin % is 34.72. Agricultural Bank of China's value of 38.15% is 9.9% above this industry median. Based on the distribution chart, Agricultural Bank of China ranks #433 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Agricultural Bank of China has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Bank of China's Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Agricultural Bank of China ranks #433 out of 1528 companies for Pretax Margin %. This puts Agricultural Bank of China in the upper half of its industry. The industry median Pretax Margin % is 34.72. Agricultural Bank of China's value of 38.15% is 9.9% above this benchmark. Historically, Agricultural Bank of China's own Pretax Margin % has ranged from 40.32 to 44.93 over the past decade. While the company's 10-year median is 44.19 vs. the industry median of 34.72, Agricultural Bank of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agricultural Bank of China's current Pretax Margin % of 38.15% is 9.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Agricultural Bank of China and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agricultural Bank of China's current Pretax Margin % is 38.15%, which is 14% below median its own 10-year median of 44.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Bank of China stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Bank of China (HAM:EK7) is currently considered Fairly Valued. The stock's GF Value™ is €0.53, compared to a current price of €0.58 — trading 9.7% above its estimated fair value. The current Pretax Margin % is 38.15%, which is 14% below median its 10-year median of 44.19 and 9.9% above the Banks industry median of 34.72. Agricultural Bank of China's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Agricultural Bank of China (HAM:EK7), the current Pretax Margin % is 38.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agricultural Bank of China (HAM:EK7) Overvalued in 2026?
Based on GuruFocus' analysis, Agricultural Bank of China stock appears to be overvalued.
The current stock price of €0.58 is trading 9.7% above its estimated GF Value™ of €0.53.
GuruFocus considers Agricultural Bank of China to be Fairly Valued.
Key valuation signals for HAM:EK7:
Pretax Margin %: 38.15% (14% below median its 10-year median of 44.19)
GF Value™: €0.53 vs. price of €0.58 (9.7% above fair value)
Industry Position: 9.9% above the Banks median (#433 of 1528)
No single metric tells the full story. See the HAM:EK7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As one of the Big Four banks, ABC is headquartered in Beijing. The bank evolved from a state-owned specialized bank to a state-controlled commercial bank. It was listed on the Hong Kong and Shanghai Stock Exchanges in 2010. ABC operates a more than 22,000-branch network in China, providing corporate and retail banking products and services, and carries out treasury operations for its accounts or for its customers. Shareholders Central Huijin, China's state-owned investment company, and the Ministry of Finance own 40.14% and 35.29%, respectively. Corporate banking, retail banking, and wholesale banking accounted for 36%, 53%, and 7% of total revenue in 2025, respectively. Rural banking and urban banking contributed 49.6% and 50.4%, respectively, of total revenue during the same period.
63GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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