VietCredit Finance JSC (HSTC:TIN) LT-Debt-to-Total-Asset: 0.61 (As of Mar. 2026)


HSTC:TIN VietCredit Finance JSC HSTC:TIN
29 GF Score
Price ₫114,000.00
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What is VietCredit Finance JSC LT-Debt-to-Total-Asset?

VietCredit Finance JSC HSTC:TIN +13.43% 29 LT-Debt-to-Total-Asset is 0.61 as of Mar. 2026. GuruFocus rates HSTC:TIN with a GF Score™ of 29/100. The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. VietCredit Finance JSC's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.61.

VietCredit Finance JSC's long-term debt to total assets ratio increased from Mar. 2025 (0.37) to Mar. 2026 (0.61). It may suggest that VietCredit Finance JSC is progressively becoming more dependent on debt to grow their business.

VietCredit Finance JSC  (HSTC:TIN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

VietCredit Finance JSC LT-Debt-to-Total-Asset Related Terms

VietCredit Finance JSC LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for VietCredit Finance JSC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VietCredit Finance JSC LT-Debt-to-Total-Asset Chart

VietCredit Finance JSC Annual Data
Trend Dec24 Dec25
LT-Debt-to-Total-Asset
0.39 0.56

VietCredit Finance JSC Quarterly Data
Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only 0.37 0.33 0.42 0.56 0.61
HSTC:TIN
29GF Score
VietCredit Finance JSC HSTC:TIN
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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VietCredit Finance JSC LT-Debt-to-Total-Asset Calculation

VietCredit Finance JSC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=9817265.062/17641693.551
=0.56

VietCredit Finance JSC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=11891568.139/19496411.331
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.61 mean?
VietCredit Finance JSC (HSTC:TIN) has a LT-Debt-to-Total-Asset of 0.61 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on VietCredit Finance JSC and its competitors.
Is VietCredit Finance JSC's LT-Debt-to-Total-Asset too high?
VietCredit Finance JSC's current LT-Debt-to-Total-Asset is 0.61. Overall, VietCredit Finance JSC has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does VietCredit Finance JSC's LT-Debt-to-Total-Asset compare to competitors?
VietCredit Finance JSC's LT-Debt-to-Total-Asset of 0.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on VietCredit Finance JSC and its competitors. VietCredit Finance JSC's current LT-Debt-to-Total-Asset is 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VietCredit Finance JSC stock overvalued right now?
VietCredit Finance JSC (HSTC:TIN) has a current LT-Debt-to-Total-Asset of 0.61. The current LT-Debt-to-Total-Asset is 0.61. VietCredit Finance JSC's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For VietCredit Finance JSC (HSTC:TIN), the current LT-Debt-to-Total-Asset is 0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VietCredit Finance JSC Business Description

Address No. 98 Hoang Quoc Viet, 9th Floor, V.E.T Tower, Nghia Do Ward, Hanoi, VNM
VietCredit Finance JSC is engaged in providing financial services under its Establishment and Operation License, including mobilising and receiving term deposits from organisations, granting short, medium, and long-term loans and consumption loans to organisations and individuals based on its capital sources, and conducting foreign currency trading, treasury services, and other cash services as approved by the SBV. Its products include credit cards, certificates of deposit, and small business loans.
29GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫114,000.00
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