LADR (Ladder Capital) LT-Debt-to-Total-Asset: 0.46 (As of Mar. 2026)

What is Ladder Capital LT-Debt-to-Total-Asset?

Ladder Capital LADR -2.55% 57 LT-Debt-to-Total-Asset is 0.46 as of Mar. 2026. GuruFocus rates LADR with a GF Score™ of 57/100 and a GF Value™ of $10.28 (Fairly Valued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ladder Capital's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.46.

Ladder Capital's long-term debt to total assets ratio declined from Mar. 2025 (0.61) to Mar. 2026 (0.46). It may suggest that Ladder Capital is progressively becoming less dependent on debt to grow their business.

Ladder Capital (NYSE:LADR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Ladder Capital LT-Debt-to-Total-Asset Related Terms

Ladder Capital LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Ladder Capital's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ladder Capital LT-Debt-to-Total-Asset Chart

Ladder Capital Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.65

0.57

0.58

0.63

0.51

Ladder Capital Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.61	0.54	0.56	0.51	0.46

57GF Score

Ladder Capital Corp LADR

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Ladder Capital LT-Debt-to-Total-Asset Calculation

Ladder Capital's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	2603.39	/	5152.55
	=	0.51

Ladder Capital's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2600.65	/	5606.678
	=	0.46

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.46 mean?

Ladder Capital (LADR) has a LT-Debt-to-Total-Asset of 0.46 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ladder Capital and its competitors.

Is Ladder Capital's LT-Debt-to-Total-Asset too high?

Ladder Capital's current LT-Debt-to-Total-Asset is 0.46. Overall, Ladder Capital has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Ladder Capital's LT-Debt-to-Total-Asset compare to TWO and ORC?

Ladder Capital's LT-Debt-to-Total-Asset of 0.46 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a REITs company?

A good LT-Debt-to-Total-Asset depends on the REITs industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ladder Capital and its competitors. Ladder Capital's current LT-Debt-to-Total-Asset is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Ladder Capital stock overvalued right now?

Based on GuruFocus' analysis, Ladder Capital (LADR) is currently considered Fairly Valued. The stock's GF Value™ is $10.28, compared to a current price of $9.95 — trading 3.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.46. Ladder Capital's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ladder Capital (LADR), the current LT-Debt-to-Total-Asset is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ladder Capital (LADR) Overvalued in 2026?

Based on GuruFocus' analysis, Ladder Capital stock appears to be undervalued. The current stock price of $9.95 is trading 3.2% below its estimated GF Value™ of $10.28. GuruFocus considers Ladder Capital to be Fairly Valued.

Key valuation signals for LADR:

LT-Debt-to-Total-Asset: 0.46
GF Value™: $10.28 vs. price of $9.95 (3.2% below fair value)
GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the LADR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ladder Capital Business Description

Industry Real Estate REITs

Comparable Companies TWO ORC ARI CIM ABR MFA EFC PMT ADAM IVR NLY AGNC STWD RITM BXMT DX ARR BSP:KNCR11 BRSP TRTX

Other Exchanges 0JSZ:UK LD1A:Germany

Address 320 Park Avenue, 15th Floor, New York, NY, USA, 10022

Website https://www.laddercapital.com

Ladder Capital Corp is an internally-managed real estate investment trust that is in commercial real estate finance. The company originates and invests in a diverse portfolio of commercial real estate and real estate-related assets, focusing on senior secured assets. The company's investment activities include: (i) Primary business of originating senior first mortgage fixed and floating rate loans collateralized by commercial real estate with flexible loan structures; (ii) owning and operating commercial real estate, including net leased commercial properties; and (iii) investing in investment-grade securities secured by first mortgage loans on commercial real estate. The company has three reportable segments: Loans, which derive maximum revenue; Securities; and Real Estate.

57GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.95

Price

$10.28

GF Value

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