Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ladder CapitalLADR -1.28%55 5-Year Yield-on-Cost % is 9.63 as of Jul. 19, 2026, which is 11% above its 10-year median of 8.67. GuruFocus rates LADR with a GF Score™ of 55/100 and a GF Value™ of $10.67 (Fairly Valued). The stock has 6 warning signs investors should review. Among 876 REITs companies, Ladder Capital ranks better than 64.61% on this metric.
Ladder Capital's yield on cost for the quarter that ended in Mar. 2026 was 9.63.
The historical rank and industry rank for Ladder Capital's 5-Year Yield-on-Cost % or its related term are showing as below:
LADR'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.68 Med: 8.67 Max: 42.17
Current: 9.63
During the past 13 years, Ladder Capital's highest Yield on Cost was 42.17. The lowest was 6.68. And the median was 8.67.
LADR's 5-Year Yield-on-Cost % is ranked better than 64.61% of 876
companies
in the REITs industry
Industry Median: 7.3
vs LADR: 9.63
Ladder Capital (NYSE:LADR) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ladder Capital 5-Year Yield-on-Cost % Related Terms
LADR vs TWO, ORC, ARI: 5-Year Yield-on-Cost % Comparison
For the REIT - Mortgage subindustry, Ladder Capital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ladder Capital 5-Year Yield-on-Cost % vs REITs Industry
For the REITs industry and Real Estate sector, Ladder Capital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ladder Capital's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Ladder Capital is calculated as
Ladder Capital (LADR) has a 5-Year Yield-on-Cost % of 9.63 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ladder Capital and its competitors. This is 11% above median its historical median of 8.67. Over the past decade, Ladder Capital's 5-Year Yield-on-Cost % has ranged from 6.68 to 42.17. According to the industry distribution chart, Ladder Capital ranks #310 out of 876 companies in the REITs industry, placing it in the top 35.4%.
Is Ladder Capital's 5-Year Yield-on-Cost % too high?
Ladder Capital's current 5-Year Yield-on-Cost % of 9.63 is 11% above median its 10-year median of 8.67. Over the past 10 years, this metric has ranged from a low of 6.68 to a high of 42.17. The REITs industry median 5-Year Yield-on-Cost % is 7.30. Ladder Capital's value of 9.63 is 31.9% above this industry median. Based on the distribution chart, Ladder Capital ranks #310 out of 876 companies in the REITs industry, which is above the industry midpoint. Overall, Ladder Capital has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ladder Capital's 5-Year Yield-on-Cost % compare to TWO and ORC?
According to the REITs industry distribution chart, Ladder Capital ranks #310 out of 876 companies for 5-Year Yield-on-Cost %. This puts Ladder Capital in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 7.30. Ladder Capital's value of 9.63 is 31.9% above this benchmark. Historically, Ladder Capital's own 5-Year Yield-on-Cost % has ranged from 6.68 to 42.17 over the past decade. While the company's 10-year median is 8.67 vs. the industry median of 7.30, Ladder Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a REITs company?
The median 5-Year Yield-on-Cost % among REITs companies is 7.30, based on 876 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ladder Capital's current 5-Year Yield-on-Cost % of 9.63 is 31.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ladder Capital and its competitors. For the REITs industry, the median 5-Year Yield-on-Cost % is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ladder Capital's current 5-Year Yield-on-Cost % is 9.63, which is 11% above median its own 10-year median of 8.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ladder Capital stock overvalued right now?
Based on GuruFocus' analysis, Ladder Capital (LADR) is currently considered Fairly Valued. The stock's GF Value™ is $10.67, compared to a current price of $10.04 — trading 5.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 9.63, which is 11% above median its 10-year median of 8.67 and 31.9% above the REITs industry median of 7.30. Ladder Capital's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ladder Capital (LADR), the current 5-Year Yield-on-Cost % is 9.63 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ladder Capital (LADR) Overvalued in 2026?
Based on GuruFocus' analysis, Ladder Capital stock appears to be undervalued.
The current stock price of $10.04 is trading 5.9% below its estimated GF Value™ of $10.67.
GuruFocus considers Ladder Capital to be Fairly Valued.
Key valuation signals for LADR:
5-Year Yield-on-Cost %: 9.63 (11% above median its 10-year median of 8.67)
GF Value™: $10.67 vs. price of $10.04 (5.9% below fair value)
Industry Position: 31.9% above the REITs median (#310 of 876)
No single metric tells the full story. See the LADR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ladder Capital Corp is an internally-managed real estate investment trust that is in commercial real estate finance. The company originates and invests in a diverse portfolio of commercial real estate and real estate-related assets, focusing on senior secured assets. The company's investment activities include: (i) Primary business of originating senior first mortgage fixed and floating rate loans collateralized by commercial real estate with flexible loan structures; (ii) owning and operating commercial real estate, including net leased commercial properties; and (iii) investing in investment-grade securities secured by first mortgage loans on commercial real estate. The company has three reportable segments: Loans, which derive maximum revenue; Securities; and Real Estate.
55GF Score
Get the complete analysis for LADR
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LADR has been successfully added to your 
