Hypothekarbank Lenzburg AG (LTS:0QLK) LT-Debt-to-Total-Asset: 0.13 (As of Dec. 2025)

What is Hypothekarbank Lenzburg AG LT-Debt-to-Total-Asset?

Hypothekarbank Lenzburg AG LTS:0QLK 59 LT-Debt-to-Total-Asset is 0.13 as of Dec. 2025. GuruFocus rates LTS:0QLK with a GF Score™ of 59/100 and a GF Value™ of CHF5,062.61. The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Hypothekarbank Lenzburg AG's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.13.

Hypothekarbank Lenzburg AG's long-term debt to total assets ratio declined from Dec. 2024 (0.13) to Dec. 2025 (0.13). It may suggest that Hypothekarbank Lenzburg AG is progressively becoming less dependent on debt to grow their business.

Hypothekarbank Lenzburg AG (LTS:0QLK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Hypothekarbank Lenzburg AG LT-Debt-to-Total-Asset Related Terms

Hypothekarbank Lenzburg AG LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Hypothekarbank Lenzburg AG's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypothekarbank Lenzburg AG LT-Debt-to-Total-Asset Chart

Hypothekarbank Lenzburg AG Annual Data

Trend

Dec16

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Dec20

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Dec25

LT-Debt-to-Total-Asset

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0.13

0.12

0.13

Hypothekarbank Lenzburg AG Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.12	0.13	0.13	0.13	0.13

59GF Score

Hypothekarbank Lenzburg AG LTS:0QLK

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Hypothekarbank Lenzburg AG LT-Debt-to-Total-Asset Calculation

Hypothekarbank Lenzburg AG's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1103.745	/	8571.991
	=	0.13

Hypothekarbank Lenzburg AG's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	1103.745	/	8571.991
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

Hypothekarbank Lenzburg AG (LTS:0QLK) has a LT-Debt-to-Total-Asset of 0.13 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hypothekarbank Lenzburg AG and its competitors.

Is Hypothekarbank Lenzburg AG's LT-Debt-to-Total-Asset too high?

Hypothekarbank Lenzburg AG's current LT-Debt-to-Total-Asset is 0.13. Overall, Hypothekarbank Lenzburg AG has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.

How does Hypothekarbank Lenzburg AG's LT-Debt-to-Total-Asset compare to RKT and FNMA?

Hypothekarbank Lenzburg AG's LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hypothekarbank Lenzburg AG and its competitors. Hypothekarbank Lenzburg AG's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Hypothekarbank Lenzburg AG stock overvalued right now?

Hypothekarbank Lenzburg AG (LTS:0QLK) has a current LT-Debt-to-Total-Asset of 0.13. The stock's GF Value™ is CHF5,062.61, compared to a current price of CHF4,100.00 — trading 19% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. Hypothekarbank Lenzburg AG's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Hypothekarbank Lenzburg AG (LTS:0QLK), the current LT-Debt-to-Total-Asset is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypothekarbank Lenzburg AG (LTS:0QLK) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,100.00 is trading 19% below its estimated GF Value™ of CHF5,062.61.

Key valuation signals for LTS:0QLK:

LT-Debt-to-Total-Asset: 0.13
GF Value™: CHF5,062.61 vs. price of CHF4,100.00 (19% below fair value)
GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the LTS:0QLK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hypothekarbank Lenzburg AG Business Description

Industry Financial Services Banks

Comparable Companies XSWX:SNBN XSWX:GLKBN XSWX:BCJ XSWX:BSKP XSWX:VPBN XSWX:BLKB XSWX:TKBP RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC BOM:535789 LSE:PAG WD BOM:543335

Other Exchanges HBLN:Switzerland

Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600

Website https://www.hbl.ch

Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.

59GF Score

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CHF4,100.00

Price

CHF5,062.61

GF Value

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