Hypothekarbank Lenzburg AG (LTS:0QLK) 5-Year Yield-on-Cost %: 3.23 (As of Jul. 17, 2026) — 13% Above Median

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LTS:0QLK Hypothekarbank Lenzburg AG LTS:0QLK
51 GF Score
Price CHF4,100.00
GF Value CHF4,966.81
! 1 Warning Sign
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What is Hypothekarbank Lenzburg AG 5-Year Yield-on-Cost %?

Hypothekarbank Lenzburg AG LTS:0QLK 51 5-Year Yield-on-Cost % is 3.23 as of Jul. 17, 2026, which is 13% above its 10-year median of 2.86. GuruFocus rates LTS:0QLK with a GF Score™ of 51/100 and a GF Value™ of CHF4,966.81. The stock has 1 warning sign investors should review. Among 1,255 Banks companies, Hypothekarbank Lenzburg AG ranks worse than 63.35% on this metric.

Hypothekarbank Lenzburg AG's yield on cost for the quarter that ended in Dec. 2025 was 3.23.


The historical rank and industry rank for Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost % or its related term are showing as below:

LTS:0QLK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.59   Med: 2.86   Max: 3.35
Current: 3.23


During the past 13 years, Hypothekarbank Lenzburg AG's highest Yield on Cost was 3.35. The lowest was 2.59. And the median was 2.86.


LTS:0QLK's 5-Year Yield-on-Cost % is ranked worse than
63.35% of 1255 companies
in the Banks industry
Industry Median: 3.85 vs LTS:0QLK: 3.23

Hypothekarbank Lenzburg AG  (LTS:0QLK) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Hypothekarbank Lenzburg AG 5-Year Yield-on-Cost % Related Terms


LTS:0QLK vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison

For the Mortgage Finance subindustry, Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypothekarbank Lenzburg AG 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost % falls into.


LTS:0QLK
51GF Score
Hypothekarbank Lenzburg AG LTS:0QLK
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hypothekarbank Lenzburg AG 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Hypothekarbank Lenzburg AG is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.23 mean?
Hypothekarbank Lenzburg AG (LTS:0QLK) has a 5-Year Yield-on-Cost % of 3.23 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hypothekarbank Lenzburg AG and its competitors. This is 13% above median its historical median of 2.86. Over the past decade, Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost % has ranged from 2.59 to 3.35. According to the industry distribution chart, Hypothekarbank Lenzburg AG ranks #795 out of 1255 companies in the Banks industry, placing it in the top 63.3%.
Is Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost % too high?
Hypothekarbank Lenzburg AG's current 5-Year Yield-on-Cost % of 3.23 is 13% above median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 2.59 to a high of 3.35. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Hypothekarbank Lenzburg AG's value of 3.23 is 16.1% below this industry median. Based on the distribution chart, Hypothekarbank Lenzburg AG ranks #795 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, Hypothekarbank Lenzburg AG has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Hypothekarbank Lenzburg AG's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Hypothekarbank Lenzburg AG ranks #795 out of 1255 companies for 5-Year Yield-on-Cost %. This places Hypothekarbank Lenzburg AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Hypothekarbank Lenzburg AG's value of 3.23 is 16.1% below this benchmark. Historically, Hypothekarbank Lenzburg AG's own 5-Year Yield-on-Cost % has ranged from 2.59 to 3.35 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 3.85, Hypothekarbank Lenzburg AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypothekarbank Lenzburg AG's current 5-Year Yield-on-Cost % of 3.23 is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hypothekarbank Lenzburg AG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypothekarbank Lenzburg AG's current 5-Year Yield-on-Cost % is 3.23, which is 13% above median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypothekarbank Lenzburg AG stock overvalued right now?
Hypothekarbank Lenzburg AG (LTS:0QLK) has a current 5-Year Yield-on-Cost % of 3.23. The stock's GF Value™ is CHF4,966.81, compared to a current price of CHF4,100.00 — trading 17.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.23, which is 13% above median its 10-year median of 2.86 and 16.1% below the Banks industry median of 3.85. Hypothekarbank Lenzburg AG's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hypothekarbank Lenzburg AG (LTS:0QLK), the current 5-Year Yield-on-Cost % is 3.23 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypothekarbank Lenzburg AG (LTS:0QLK) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,100.00 is trading 17.5% below its estimated GF Value™ of CHF4,966.81.

Key valuation signals for LTS:0QLK:

  • 5-Year Yield-on-Cost %: 3.23 (13% above median its 10-year median of 2.86)
  • GF Value™: CHF4,966.81 vs. price of CHF4,100.00 (17.5% below fair value)
  • GF Score™: 51/100 with 1 warning sign
  • Industry Position: 16.1% below the Banks median (#795 of 1255)

No single metric tells the full story. See the LTS:0QLK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypothekarbank Lenzburg AG Business Description

Other Exchanges HBLN:Switzerland
Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600
Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.
51GF Score

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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF4,100.00
Price
CHF4,966.81
GF Value