International Business Machines (MEX:IBM) LT-Debt-to-Total-Asset: 0.39 (As of Mar. 2026)


MEX:IBM International Business Machines Corp MEX:IBM
70 GF Score
Price MXN4,930.00
GF Value MXN4,191.40
Valuation Modestly Overvalued
! 3 Warning Signs
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What is International Business Machines LT-Debt-to-Total-Asset?

International Business Machines MEX:IBM +1.65% 70 LT-Debt-to-Total-Asset is 0.39 as of Mar. 2026. GuruFocus rates MEX:IBM with a GF Score™ of 70/100 and a GF Value™ of MXN4,191.40 (Modestly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. International Business Machines's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.39.

International Business Machines's long-term debt to total assets ratio declined from Mar. 2025 (0.41) to Mar. 2026 (0.39). It may suggest that International Business Machines is progressively becoming less dependent on debt to grow their business.

International Business Machines  (MEX:IBM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

International Business Machines LT-Debt-to-Total-Asset Related Terms

International Business Machines LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for International Business Machines's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Business Machines LT-Debt-to-Total-Asset Chart

International Business Machines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.38 0.39 0.38 0.38

International Business Machines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.39 0.40 0.38 0.39
MEX:IBM
70GF Score
International Business Machines Corp MEX:IBM
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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International Business Machines LT-Debt-to-Total-Asset Calculation

International Business Machines's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1033221.084/2734705.718
=0.38

International Business Machines's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1088255.413/2817230.691
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.39 mean?
International Business Machines (MEX:IBM) has a LT-Debt-to-Total-Asset of 0.39 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on International Business Machines and its competitors.
Is International Business Machines' LT-Debt-to-Total-Asset too high?
International Business Machines' current LT-Debt-to-Total-Asset is 0.39. Overall, International Business Machines has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International Business Machines' LT-Debt-to-Total-Asset compare to ACN and FISV?
International Business Machines' LT-Debt-to-Total-Asset of 0.39 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on International Business Machines and its competitors. International Business Machines's current LT-Debt-to-Total-Asset is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Business Machines stock overvalued right now?
Based on GuruFocus' analysis, International Business Machines (MEX:IBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN4,191.40, compared to a current price of MXN4,930.00 — trading 17.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.39. International Business Machines' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For International Business Machines (MEX:IBM), the current LT-Debt-to-Total-Asset is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Business Machines (MEX:IBM) Overvalued in 2026?

Based on GuruFocus' analysis, International Business Machines stock appears to be overvalued. The current stock price of MXN4,930.00 is trading 17.6% above its estimated GF Value™ of MXN4,191.40. GuruFocus considers International Business Machines to be Modestly Overvalued.

Key valuation signals for MEX:IBM:

  • LT-Debt-to-Total-Asset: 0.39
  • GF Value™: MXN4,191.40 vs. price of MXN4,930.00 (17.6% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the MEX:IBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Business Machines Business Description

Address One New Orchard Road, Armonk, NY, USA, 10504
Incorporated in 1911, International Business Machines, or IBM, is one of the oldest technology companies in the world. It provides software, IT consulting services, and hardware to help business customers modernize their technology workflows. IBM operates in 175 countries and employs approximately 300,000 people. The company has a robust roster of business partners to service its clients, which includes 95% of all Fortune 500 companies. IBM's products, including Red Hat, watsonx, and mainframes, handle some of the world's most important data workloads in areas like finance and retail.
70GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,930.00
Price
MXN4,191.40
GF Value