NTCL (Netclass Technology) LT-Debt-to-Total-Asset: 0.07 (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NTCL Netclass Technology Inc NTCL
14 GF Score
Price $4.10
! 8 Warning Signs
View Full Analysis

What is Netclass Technology LT-Debt-to-Total-Asset?

Netclass Technology NTCL -6.98% 14 LT-Debt-to-Total-Asset is 0.07 as of Sep. 2025. GuruFocus rates NTCL with a GF Score™ of 14/100. The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Netclass Technology's long-term debt to total assests ratio for the quarter that ended in Sep. 2025 was 0.07.

Netclass Technology's long-term debt to total assets ratio increased from Sep. 2024 (0.00) to Sep. 2025 (0.07). It may suggest that Netclass Technology is progressively becoming more dependent on debt to grow their business.

Netclass Technology  (NAS:NTCL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Netclass Technology LT-Debt-to-Total-Asset Related Terms

Netclass Technology LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Netclass Technology's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Netclass Technology LT-Debt-to-Total-Asset Chart

Netclass Technology Annual Data
Trend Sep21 Sep22 Sep23 Sep24 Sep25
LT-Debt-to-Total-Asset
0.00 0.00 0.00 0.00 0.07

Netclass Technology Semi-Annual Data
Sep21 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.00 0.00 0.00 0.03 0.07
NTCL
14GF Score
Netclass Technology Inc NTCL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Netclass Technology LT-Debt-to-Total-Asset Calculation

Netclass Technology's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as

LT Debt to Total Assets (A: Sep. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Sep. 2025 )/Total Assets (A: Sep. 2025 )
=0.978/13.81
=0.07

Netclass Technology's Long-Term Debt to Total Asset Ratio for the quarter that ended in Sep. 2025 is calculated as

LT Debt to Total Assets (Q: Sep. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Sep. 2025 )/Total Assets (Q: Sep. 2025 )
=0.978/13.81
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
Netclass Technology (NTCL) has a LT-Debt-to-Total-Asset of 0.07 as of Sep. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Netclass Technology and its competitors.
Is Netclass Technology's LT-Debt-to-Total-Asset too high?
Netclass Technology's current LT-Debt-to-Total-Asset is 0.07. Overall, Netclass Technology has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Netclass Technology's LT-Debt-to-Total-Asset compare to TWOH and IDAI?
Netclass Technology's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Netclass Technology and its competitors. Netclass Technology's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netclass Technology stock overvalued right now?
Netclass Technology (NTCL) has a current LT-Debt-to-Total-Asset of 0.07. The current LT-Debt-to-Total-Asset is 0.07. Netclass Technology's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Netclass Technology (NTCL), the current LT-Debt-to-Total-Asset is 0.07 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Netclass Technology Business Description

Address 11 Keppel Road, Unit 11-03, ABI Plaza, Singapore, SGP, 089057
Netclass Technology Inc is a business-to-business smart education specialist, providing IT solutions to schools, training institutions, corporations, public agencies and other institutions or corporate customers. It offers SaaS subscription service and application development. The solution's modules include teaching management, campus management, online teaching, online examination, epidemic prevention and control, education credit blockchain system, and lecturer evaluation services.
14GF Score

Get the complete analysis for NTCL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.10
Price