NTCL (Netclass Technology) Current Ratio: 1.29 (As of Sep. 2025) — 38% Below Median

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NTCL Netclass Technology Inc NTCL
14 GF Score
Price $4.10
! 8 Warning Signs
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What is Netclass Technology Current Ratio?

Netclass Technology NTCL -6.98% 14 Current Ratio is 1.29 as of Sep. 2025, which is 38% below its 10-year median of 2.07. GuruFocus rates NTCL with a GF Score™ of 14/100. The stock has 8 warning signs investors should review. Among 2,869 Software companies, Netclass Technology ranks worse than 68% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Netclass Technology's current ratio for the quarter that ended in Sep. 2025 was 1.29.

Netclass Technology has a current ratio of 1.29. It generally indicates good short-term financial strength.

The historical rank and industry rank for Netclass Technology's Current Ratio or its related term are showing as below:

NTCL' s Current Ratio Range Over the Past 10 Years
Min: 1.29   Med: 2.07   Max: 3.03
Current: 1.29

During the past 5 years, Netclass Technology's highest Current Ratio was 3.03. The lowest was 1.29. And the median was 2.07.

NTCL's Current Ratio is ranked worse than
68% of 2869 companies
in the Software industry
Industry Median: 1.82 vs NTCL: 1.29

Netclass Technology  (NAS:NTCL) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Netclass Technology Current Ratio Related Terms


Netclass Technology Current Ratio Historical Data

* Premium members only.

The historical data trend for Netclass Technology's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Netclass Technology Current Ratio Chart

Netclass Technology Annual Data
Trend Sep21 Sep22 Sep23 Sep24 Sep25
Current Ratio
2.27 2.07 3.03 1.70 1.29

Netclass Technology Semi-Annual Data
Sep21 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Current Ratio Get a 7-Day Free Trial 3.03 1.98 1.70 2.18 1.29

NTCL vs TWOH, IDAI, BTTC: Current Ratio Comparison

For the Software - Application subindustry, Netclass Technology's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Netclass Technology Current Ratio vs Software Industry

For the Software industry and Technology sector, Netclass Technology's Current Ratio distribution charts can be found below:

* The bar in red indicates where Netclass Technology's Current Ratio falls into.


NTCL
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Netclass Technology Inc NTCL
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Netclass Technology Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Netclass Technology's Current Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Current Ratio (A: Sep. 2025 )=Total Current Assets (A: Sep. 2025 )/Total Current Liabilities (A: Sep. 2025 )
=8.858/6.853
=1.29

Netclass Technology's Current Ratio for the quarter that ended in Sep. 2025 is calculated as

Current Ratio (Q: Sep. 2025 )=Total Current Assets (Q: Sep. 2025 )/Total Current Liabilities (Q: Sep. 2025 )
=8.858/6.853
=1.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.29 mean?
Netclass Technology (NTCL) has a Current Ratio of 1.29 as of Sep. 2025. This is 38% below median its historical median of 2.07. Over the past decade, Netclass Technology's Current Ratio has ranged from 1.29 to 3.03. According to the industry distribution chart, Netclass Technology ranks #1951 out of 2869 companies in the Software industry, placing it in the top 68%.
Is Netclass Technology's Current Ratio too high?
Netclass Technology's current Current Ratio of 1.29 is 38% below median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 3.03. The Software industry median Current Ratio is 1.82. Netclass Technology's value of 1.29 is 29.1% below this industry median. Based on the distribution chart, Netclass Technology ranks #1951 out of 2869 companies in the Software industry, which is below the industry midpoint. Overall, Netclass Technology has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Netclass Technology's Current Ratio compare to TWOH and IDAI?
According to the Software industry distribution chart, Netclass Technology ranks #1951 out of 2869 companies for Current Ratio. This places Netclass Technology in the lower half of its industry. The industry median Current Ratio is 1.82. Netclass Technology's value of 1.29 is 29.1% below this benchmark. Historically, Netclass Technology's own Current Ratio has ranged from 1.29 to 3.03 over the past decade. While the company's 10-year median is 2.07 vs. the industry median of 1.82, Netclass Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,869 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netclass Technology's current Current Ratio of 1.29 is 29.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netclass Technology's current Current Ratio is 1.29, which is 38% below median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netclass Technology stock overvalued right now?
Netclass Technology (NTCL) has a current Current Ratio of 1.29. The current Current Ratio is 1.29, which is 38% below median its 10-year median of 2.07 and 29.1% below the Software industry median of 1.82. Netclass Technology's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Netclass Technology (NTCL), the current Current Ratio is 1.29 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Netclass Technology Business Description

Address 11 Keppel Road, Unit 11-03, ABI Plaza, Singapore, SGP, 089057
Netclass Technology Inc is a business-to-business smart education specialist, providing IT solutions to schools, training institutions, corporations, public agencies and other institutions or corporate customers. It offers SaaS subscription service and application development. The solution's modules include teaching management, campus management, online teaching, online examination, epidemic prevention and control, education credit blockchain system, and lecturer evaluation services.
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