NTIOF (National Bank of Canada) LT-Debt-to-Total-Asset: 0.08 (As of Apr. 2026)


NTIOF National Bank of Canada NTIOF
73 GF Score
Price $156.16
GF Value $104.78
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is National Bank of Canada LT-Debt-to-Total-Asset?

National Bank of Canada NTIOF -0.04% 73 LT-Debt-to-Total-Asset is 0.08 as of Apr. 2026. GuruFocus rates NTIOF with a GF Score™ of 73/100 and a GF Value™ of $104.78 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bank of Canada's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.08.

National Bank of Canada's long-term debt to total assets ratio increased from Apr. 2025 (0.08) to Apr. 2026 (0.08). It may suggest that National Bank of Canada is progressively becoming more dependent on debt to grow their business.

National Bank of Canada  (OTCPK:NTIOF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bank of Canada LT-Debt-to-Total-Asset Related Terms

National Bank of Canada LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for National Bank of Canada's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Canada LT-Debt-to-Total-Asset Chart

National Bank of Canada Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.07 0.08 0.09 0.08

National Bank of Canada Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.08 0.08 0.08
NTIOF
73GF Score
National Bank of Canada NTIOF
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of Canada LT-Debt-to-Total-Asset Calculation

National Bank of Canada's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Oct. 2025 is calculated as

LT Debt to Total Assets (A: Oct. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Oct. 2025 )/Total Assets (A: Oct. 2025 )
=31561.338/412438.519
=0.08

National Bank of Canada's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )/Total Assets (Q: Apr. 2026 )
=36020.794/449130.435
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.08 mean?
National Bank of Canada (NTIOF) has a LT-Debt-to-Total-Asset of 0.08 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of Canada and its competitors.
Is National Bank of Canada's LT-Debt-to-Total-Asset too high?
National Bank of Canada's current LT-Debt-to-Total-Asset is 0.08. Overall, National Bank of Canada has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Canada's LT-Debt-to-Total-Asset compare to JPM and BAC?
National Bank of Canada's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of Canada and its competitors. National Bank of Canada's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Canada (NTIOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $104.78, compared to a current price of $156.16 — trading 49% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. National Bank of Canada's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bank of Canada (NTIOF), the current LT-Debt-to-Total-Asset is 0.08 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Canada (NTIOF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Canada stock appears to be overvalued. The current stock price of $156.16 is trading 49% above its estimated GF Value™ of $104.78. GuruFocus considers National Bank of Canada to be Significantly Overvalued.

Key valuation signals for NTIOF:

  • LT-Debt-to-Total-Asset: 0.08
  • GF Value™: $104.78 vs. price of $156.16 (49% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the NTIOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Canada Business Description

Address 800, Rue Saint Jacques, Place Banque Nationale, Montreal, QC, CAN, H3C 1A3
National Bank of Canada is the sixth-largest bank in Canada. It is a diversified financial services company, offering personal and commercial banking, wealth management and capital markets services. The bank derives around 45% of its 2025 revenue from the province of Quebec, with additional operations in the rest of Canada and the United States. National Bank of Canada also owns ABA Bank, one of the largest commercial banks in Cambodia.
73GF Score

Get the complete analysis for NTIOF

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$156.16
Price
$104.78
GF Value