NTIOF (National Bank of Canada) Margin of Safety % (DCF Dividends Based): -22.93% (As of Jun. 29, 2026)


NTIOF National Bank of Canada NTIOF
73 GF Score
Price $155.56
GF Value $104.78
Valuation Significantly Overvalued
! 7 Warning Signs
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What is National Bank of Canada Margin of Safety % (DCF Dividends Based)?

National Bank of Canada NTIOF -0.42% 73 Margin of Safety % (DCF Dividends Based) is -22.93% as of Jun. 29, 2026. GuruFocus rates NTIOF with a GF Score™ of 73/100 and a GF Value™ of $104.78 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-06-29), National Bank of Canada's Predictability Rank is 4.5-Stars. National Bank of Canada's intrinsic value calculated from the Discounted Dividend model is $154.50 and current share price is $155.56. Consequently,

National Bank of Canada's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is -22.93%.

NTIOF vs JPM, BAC, WFC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Diversified subindustry, National Bank of Canada's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Bank of Canada Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Canada's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where National Bank of Canada's Margin of Safety % (DCF Dividends Based) falls into.


NTIOF
73GF Score
National Bank of Canada NTIOF
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Canada Margin of Safety % (DCF Dividends Based) Calculation

National Bank of Canada's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(126.54-155.56)/126.54
=-22.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of -22.93% mean?
National Bank of Canada (NTIOF) has a Margin of Safety % (DCF Dividends Based) of -22.93% as of Jun. 29, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on National Bank of Canada.
Is National Bank of Canada's Margin of Safety % (DCF Dividends Based) too high?
National Bank of Canada's current Margin of Safety % (DCF Dividends Based) is -22.93%. Overall, National Bank of Canada has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Canada's Margin of Safety % (DCF Dividends Based) compare to JPM and BAC?
National Bank of Canada's Margin of Safety % (DCF Dividends Based) of -22.93% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on National Bank of Canada. National Bank of Canada's current Margin of Safety % (DCF Dividends Based) is -22.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Canada (NTIOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $104.78, compared to a current price of $155.56 — trading 48.5% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is -22.93%. National Bank of Canada's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For National Bank of Canada (NTIOF), the current Margin of Safety % (DCF Dividends Based) is -22.93% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Canada (NTIOF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Canada stock appears to be overvalued. The current stock price of $155.56 is trading 48.5% above its estimated GF Value™ of $104.78. GuruFocus considers National Bank of Canada to be Significantly Overvalued.

Key valuation signals for NTIOF:

  • Margin of Safety % (DCF Dividends Based): -22.93%
  • GF Value™: $104.78 vs. price of $155.56 (48.5% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the NTIOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Canada Business Description

Address 800, Rue Saint Jacques, Place Banque Nationale, Montreal, QC, CAN, H3C 1A3
National Bank of Canada is the sixth-largest bank in Canada. It is a diversified financial services company, offering personal and commercial banking, wealth management and capital markets services. The bank derives around 45% of its 2025 revenue from the province of Quebec, with additional operations in the rest of Canada and the United States. National Bank of Canada also owns ABA Bank, one of the largest commercial banks in Cambodia.
73GF Score

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Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$155.56
Price
$104.78
GF Value