SGDBF (San-in Godo Bank) LT-Debt-to-Total-Asset: 0.17 (As of Mar. 2026)


SGDBF San-in Godo Bank Ltd SGDBF
51 GF Score
Price $8.58
GF Value $5.12
! 4 Warning Signs
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What is San-in Godo Bank LT-Debt-to-Total-Asset?

San-in Godo Bank SGDBF 51 LT-Debt-to-Total-Asset is 0.17 as of Mar. 2026. GuruFocus rates SGDBF with a GF Score™ of 51/100 and a GF Value™ of $5.12. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. San-in Godo Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.17.

San-in Godo Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.16) to Mar. 2026 (0.17). It may suggest that San-in Godo Bank is progressively becoming more dependent on debt to grow their business.

San-in Godo Bank  (OTCPK:SGDBF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

San-in Godo Bank LT-Debt-to-Total-Asset Related Terms

San-in Godo Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for San-in Godo Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

San-in Godo Bank LT-Debt-to-Total-Asset Chart

San-in Godo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.10 0.08 0.16 0.17

San-in Godo Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.15 0.15 0.15 0.17
SGDBF
51GF Score
San-in Godo Bank Ltd SGDBF
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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San-in Godo Bank LT-Debt-to-Total-Asset Calculation

San-in Godo Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=9471.051/56973.539
=0.17

San-in Godo Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=9471.051/56973.539
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.17 mean?
San-in Godo Bank (SGDBF) has a LT-Debt-to-Total-Asset of 0.17 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on San-in Godo Bank and its competitors.
Is San-in Godo Bank's LT-Debt-to-Total-Asset too high?
San-in Godo Bank's current LT-Debt-to-Total-Asset is 0.17. Overall, San-in Godo Bank has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does San-in Godo Bank's LT-Debt-to-Total-Asset compare to competitors?
San-in Godo Bank's LT-Debt-to-Total-Asset of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on San-in Godo Bank and its competitors. San-in Godo Bank's current LT-Debt-to-Total-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San-in Godo Bank stock overvalued right now?
San-in Godo Bank (SGDBF) has a current LT-Debt-to-Total-Asset of 0.17. The stock's GF Value™ is $5.12, compared to a current price of $8.58 — trading 67.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.17. San-in Godo Bank's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For San-in Godo Bank (SGDBF), the current LT-Debt-to-Total-Asset is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is San-in Godo Bank (SGDBF) Overvalued in 2026?

Based on GuruFocus' analysis, San-in Godo Bank stock appears to be overvalued. The current stock price of $8.58 is trading 67.6% above its estimated GF Value™ of $5.12.

Key valuation signals for SGDBF:

  • LT-Debt-to-Total-Asset: 0.17
  • GF Value™: $5.12 vs. price of $8.58 (67.6% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the SGDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

San-in Godo Bank Business Description

Other Exchanges 8381:Japan
Address 10 Uomachi, Matsue, Shimane, JPN, 6900062
San-in Godo Bank Ltd is a Japanese bank group that operates in the San-in region of western Honshu. It also has a presence in the neighboring Sanyo region and the Hyogo prefecture. The group has two reportable service segments: banking and leasing. Banking constitutes a majority of the group's activities and consists of a deposit, loan, securities investment, and exchange business. The group also engages in a credit guarantee business. Loans and bills discounted and securities constitute a majority of the bank's earning assets.
51GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.58
Price
$5.12
GF Value