SGDBF (San-in Godo Bank) Moat Score: 0/10 (As of Jul. 06, 2026)


SGDBF San-in Godo Bank Ltd SGDBF
51 GF Score
Price $8.58
GF Value $5.12
! 4 Warning Signs
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What is San-in Godo Bank Moat Score?

San-in Godo Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

San-in Godo Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes San-in Godo Bank might have No Moat - No discernible moat.

San-in Godo Bank  (OTCPK:SGDBF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

San-in Godo Bank Moat Score Related Terms

SGDBF
51GF Score
San-in Godo Bank Ltd SGDBF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is San-in Godo Bank (SGDBF) Overvalued in 2026?

Based on GuruFocus' analysis, San-in Godo Bank stock appears to be overvalued. The current stock price of $8.58 is trading 67.6% above its estimated GF Value™ of $5.12.

Key valuation signals for SGDBF:

  • Moat Score: 0
  • GF Value™: $5.12 vs. price of $8.58 (67.6% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the SGDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

San-in Godo Bank Business Description

Other Exchanges 8381:Japan
Address 10 Uomachi, Matsue, Shimane, JPN, 6900062
San-in Godo Bank Ltd is a Japanese bank group that operates in the San-in region of western Honshu. It also has a presence in the neighboring Sanyo region and the Hyogo prefecture. The group has two reportable service segments: banking and leasing. Banking constitutes a majority of the group's activities and consists of a deposit, loan, securities investment, and exchange business. The group also engages in a credit guarantee business. Loans and bills discounted and securities constitute a majority of the bank's earning assets.
51GF Score

Get the complete analysis for SGDBF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.58
Price
$5.12
GF Value