Lum Chang Creations (SGX:LCC) LT-Debt-to-Total-Asset: 0.03 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:LCC Lum Chang Creations Ltd SGX:LCC
21 GF Score
Price S$0.38
View Full Analysis

What is Lum Chang Creations LT-Debt-to-Total-Asset?

Lum Chang Creations SGX:LCC +1.33% 21 LT-Debt-to-Total-Asset is 0.03 as of Dec. 2025. GuruFocus rates SGX:LCC with a GF Score™ of 21/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Lum Chang Creations's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.03.

Lum Chang Creations's long-term debt to total assets ratio increased from Dec. 2024 (0.02) to Dec. 2025 (0.03). It may suggest that Lum Chang Creations is progressively becoming more dependent on debt to grow their business.


Lum Chang Creations  (SGX:LCC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Lum Chang Creations LT-Debt-to-Total-Asset Related Terms


Lum Chang Creations LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Lum Chang Creations's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lum Chang Creations LT-Debt-to-Total-Asset Chart

Lum Chang Creations Annual Data
Trend Jun22 Jun23 Jun24 Jun25
LT-Debt-to-Total-Asset
0.02 0.02 0.02 0.01

Lum Chang Creations Semi-Annual Data
Jun22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.00 0.02 0.02 0.01 0.03
SGX:LCC
21GF Score
Lum Chang Creations Ltd SGX:LCC
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lum Chang Creations LT-Debt-to-Total-Asset Calculation

Lum Chang Creations's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )/Total Assets (A: Jun. 2025 )
=0.952/67.181
=0.01

Lum Chang Creations's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=2.129/80.013
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Lum Chang Creations (SGX:LCC) has a LT-Debt-to-Total-Asset of 0.03 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lum Chang Creations and its competitors.
Is Lum Chang Creations' LT-Debt-to-Total-Asset too high?
Lum Chang Creations' current LT-Debt-to-Total-Asset is 0.03. Overall, Lum Chang Creations has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Lum Chang Creations' LT-Debt-to-Total-Asset compare to PWR and FIX?
Lum Chang Creations' LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Construction company?
A good LT-Debt-to-Total-Asset depends on the Construction industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lum Chang Creations and its competitors. Lum Chang Creations's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lum Chang Creations stock overvalued right now?
Lum Chang Creations (SGX:LCC) has a current LT-Debt-to-Total-Asset of 0.03. The current LT-Debt-to-Total-Asset is 0.03. Lum Chang Creations' overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Lum Chang Creations (SGX:LCC), the current LT-Debt-to-Total-Asset is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lum Chang Creations Business Description

Address 14 Kung Chong Road, No. 07-02, Lum Chang Building, Singapore, SGP, 159150
Lum Chang Creations Ltd provides customised solutions for different types of heritage buildings and brownfield redevelopments and provide complex conservation and restoration works, interior fit-out works and A&A works for urban revitalisation and assets enhancement. It also provide high quality and bespoke services across a broad range of sectors, including the public, infrastructural, institutional, commercial, retail, F&B and hospitality sectors in Singapore.
21GF Score

Get the complete analysis for SGX:LCC

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.38
Price