Lum Chang Creations (SGX:LCC) ROE %: 79.86% (As of Dec. 2025) — 60% Above Median

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SGX:LCC Lum Chang Creations Ltd SGX:LCC
21 GF Score
Price S$0.38
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What is Lum Chang Creations ROE %?

Lum Chang Creations SGX:LCC +1.33% 21 ROE % is 79.86% as of Dec. 2025, which is 60% above its 10-year median of 50.05. GuruFocus rates SGX:LCC with a GF Score™ of 21/100. Among 1,747 Construction companies, Lum Chang Creations ranks better than 98.51% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Lum Chang Creations's annualized net income for the quarter that ended in Dec. 2025 was S$21.9 Mil. Lum Chang Creations's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was S$27.5 Mil. Therefore, Lum Chang Creations's annualized ROE % for the quarter that ended in Dec. 2025 was 79.86%.

The historical rank and industry rank for Lum Chang Creations's ROE % or its related term are showing as below:

SGX:LCC' s ROE % Range Over the Past 10 Years
Min: 9.37   Med: 50.05   Max: 81.19
Current: 81.19

During the past 4 years, Lum Chang Creations's highest ROE % was 81.19%. The lowest was 9.37%. And the median was 50.05%.

SGX:LCC's ROE % is ranked better than
98.51% of 1747 companies
in the Construction industry
Industry Median: 6.75 vs SGX:LCC: 81.19

Lum Chang Creations  (SGX:LCC) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=21.932/27.463
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(21.932 / 107.03)*(107.03 / 73.597)*(73.597 / 27.463)
=Net Margin %*Asset Turnover*Equity Multiplier
=20.49 %*1.4543*2.6799
=ROA %*Equity Multiplier
=29.8 %*2.6799
=79.86 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=21.932/27.463
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (21.932 / 27.638) * (27.638 / 27.23) * (27.23 / 107.03) * (107.03 / 73.597) * (73.597 / 27.463)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7935 * 1.015 * 25.44 % * 1.4543 * 2.6799
=79.86 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Lum Chang Creations ROE % Related Terms


Lum Chang Creations ROE % Historical Data

* Premium members only.

The historical data trend for Lum Chang Creations's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lum Chang Creations ROE % Chart

Lum Chang Creations Annual Data
Trend Jun22 Jun23 Jun24 Jun25
ROE %
9.37 59.46 40.64 74.55

Lum Chang Creations Semi-Annual Data
Jun22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial 66.47 21.52 79.58 86.96 79.86

SGX:LCC vs PWR, FIX, EME: ROE % Comparison

For the Engineering & Construction subindustry, Lum Chang Creations's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lum Chang Creations ROE % vs Construction Industry

For the Construction industry and Industrials sector, Lum Chang Creations's ROE % distribution charts can be found below:

* The bar in red indicates where Lum Chang Creations's ROE % falls into.


SGX:LCC
21GF Score
Lum Chang Creations Ltd SGX:LCC
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lum Chang Creations ROE % Calculation

Lum Chang Creations's annualized ROE % for the fiscal year that ended in Jun. 2025 is calculated as

ROE %=Net Income (A: Jun. 2025 )/( (Total Stockholders Equity (A: Jun. 2024 )+Total Stockholders Equity (A: Jun. 2025 ))/ count )
=12.911/( (13.354+21.283)/ 2 )
=12.911/17.3185
=74.55 %

Lum Chang Creations's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=21.932/( (21.283+33.643)/ 2 )
=21.932/27.463
=79.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 79.86% mean?
Lum Chang Creations (SGX:LCC) has a ROE % of 79.86% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lum Chang Creations and its competitors. This is 60% above median its historical median of 50.05. Over the past decade, Lum Chang Creations' ROE % has ranged from 9.37 to 81.19. According to the industry distribution chart, Lum Chang Creations ranks #26 out of 1747 companies in the Construction industry, placing it in the top 1.5%.
Is Lum Chang Creations' ROE % too high?
Lum Chang Creations' current ROE % of 79.86% is 60% above median its 10-year median of 50.05. Over the past 10 years, this metric has ranged from a low of 9.37 to a high of 81.19. The Construction industry median ROE % is 6.75. Lum Chang Creations' value of 79.86% is 1083.1% above this industry median. Based on the distribution chart, Lum Chang Creations ranks #26 out of 1747 companies in the Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Lum Chang Creations has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Lum Chang Creations' ROE % compare to PWR and FIX?
According to the Construction industry distribution chart, Lum Chang Creations ranks #26 out of 1747 companies for ROE %. This places Lum Chang Creations in the top 2% of its industry — outperforming the majority of peers. The industry median ROE % is 6.75. Lum Chang Creations' value of 79.86% is 1083.1% above this benchmark. Historically, Lum Chang Creations' own ROE % has ranged from 9.37 to 81.19 over the past decade. While the company's 10-year median is 50.05 vs. the industry median of 6.75, Lum Chang Creations has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Construction company?
The median ROE % among Construction companies is 6.75, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lum Chang Creations's current ROE % of 79.86% is 1083.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lum Chang Creations and its competitors. For the Construction industry, the median ROE % is 6.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lum Chang Creations's current ROE % is 79.86%, which is 60% above median its own 10-year median of 50.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lum Chang Creations stock overvalued right now?
Lum Chang Creations (SGX:LCC) has a current ROE % of 79.86%. The current ROE % is 79.86%, which is 60% above median its 10-year median of 50.05 and 1083.1% above the Construction industry median of 6.75. Lum Chang Creations' overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Lum Chang Creations (SGX:LCC), the current ROE % is 79.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lum Chang Creations Business Description

Address 14 Kung Chong Road, No. 07-02, Lum Chang Building, Singapore, SGP, 159150
Lum Chang Creations Ltd provides customised solutions for different types of heritage buildings and brownfield redevelopments and provide complex conservation and restoration works, interior fit-out works and A&A works for urban revitalisation and assets enhancement. It also provide high quality and bespoke services across a broad range of sectors, including the public, infrastructural, institutional, commercial, retail, F&B and hospitality sectors in Singapore.
21GF Score

Get the complete analysis for SGX:LCC

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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