Pinnacle West Capital (STU:PWC) LT-Debt-to-Total-Asset: 0.45 (As of Mar. 2026)

What is Pinnacle West Capital LT-Debt-to-Total-Asset?

Pinnacle West Capital STU:PWC -0.75% 77 LT-Debt-to-Total-Asset is 0.45 as of Mar. 2026. GuruFocus rates STU:PWC with a GF Score™ of 77/100 and a GF Value™ of €78.08. The stock has 14 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Pinnacle West Capital's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.45.

Pinnacle West Capital's long-term debt to total assets ratio increased from Mar. 2025 (0.38) to Mar. 2026 (0.45). It may suggest that Pinnacle West Capital is progressively becoming more dependent on debt to grow their business.

Pinnacle West Capital (STU:PWC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Pinnacle West Capital LT-Debt-to-Total-Asset Related Terms

Pinnacle West Capital LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Pinnacle West Capital's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle West Capital LT-Debt-to-Total-Asset Chart

Pinnacle West Capital Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.35

0.37

0.36

0.37

0.43

Pinnacle West Capital Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.38	0.41	0.43	0.43	0.45

77GF Score

Pinnacle West Capital Corp STU:PWC

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Pinnacle West Capital LT-Debt-to-Total-Asset Calculation

Pinnacle West Capital's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	10891.951	/	25646.986
	=	0.42

Pinnacle West Capital's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	11948.045	/	26547.392
	=	0.45

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.45 mean?

Pinnacle West Capital (STU:PWC) has a LT-Debt-to-Total-Asset of 0.45 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pinnacle West Capital and its competitors.

Is Pinnacle West Capital's LT-Debt-to-Total-Asset too high?

Pinnacle West Capital's current LT-Debt-to-Total-Asset is 0.45. Overall, Pinnacle West Capital has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.

How does Pinnacle West Capital's LT-Debt-to-Total-Asset compare to OGE and IDA?

Pinnacle West Capital's LT-Debt-to-Total-Asset of 0.45 can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Utilities - Regulated company?

A good LT-Debt-to-Total-Asset depends on the Utilities - Regulated industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pinnacle West Capital and its competitors. Pinnacle West Capital's current LT-Debt-to-Total-Asset is 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Pinnacle West Capital stock overvalued right now?

Pinnacle West Capital (STU:PWC) has a current LT-Debt-to-Total-Asset of 0.45. The stock's GF Value™ is €78.08, compared to a current price of €94.88 — trading 21.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.45. Pinnacle West Capital's overall GF Score™ is 77/100 with 14 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Pinnacle West Capital (STU:PWC), the current LT-Debt-to-Total-Asset is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle West Capital (STU:PWC) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle West Capital stock appears to be overvalued. The current stock price of €94.88 is trading 21.5% above its estimated GF Value™ of €78.08.

Key valuation signals for STU:PWC:

LT-Debt-to-Total-Asset: 0.45
GF Value™: €78.08 vs. price of €94.88 (21.5% above fair value)
GF Score™: 77/100 with 14 warning signs

No single metric tells the full story. See the STU:PWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pinnacle West Capital Business Description

Industry Utilities Utilities - Regulated

Comparable Companies OGE IDA TXNM LNT EVRG POR NWE MGEE HE CMS NEE SO DUK LSE:NG.AEP D ETR XEL EXC XMAD:ELE

Other Exchanges PNW:USA 0KIT:UK

Address 400 North Fifth Street, P.O. Box 53999, Phoenix, AZ, USA, 85072-3999

Website https://www.pinnaclewest.com

Pinnacle West is a holding company whose principal subsidiary is Arizona Public Service, a vertically integrated electric utility serving approximately 1.4 million customers across a 35,000-square-mile territory in central Arizona, including the Phoenix area. APS owns or leases 6.5 gigawatts of power generation capacity, including a 29% ownership stake in one of the largest nuclear plants in the US, Palo Verde. Half of the electricity that APS supplies to customers comes from clean energy sources, including nuclear.

77GF Score

Get the complete analysis for STU:PWC

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€94.88

Price

€78.08

GF Value

View STU:PWC Analysis

See LT-Debt-to-Total-Asset data for all stocks →