Zumiez (STU:ZM3) LT-Debt-to-Total-Asset: 0.24 (As of Apr. 2026)

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What is Zumiez LT-Debt-to-Total-Asset?

Zumiez STU:ZM3 74 LT-Debt-to-Total-Asset is 0.24 as of Apr. 2026. GuruFocus rates STU:ZM3 with a GF Score™ of 74/100 and a GF Value™ of €19.25. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Zumiez's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.24.

Zumiez's long-term debt to total assets ratio declined from Apr. 2025 (0.25) to Apr. 2026 (0.24). It may suggest that Zumiez is progressively becoming less dependent on debt to grow their business.

Zumiez (STU:ZM3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Zumiez LT-Debt-to-Total-Asset Related Terms

Zumiez LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Zumiez's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zumiez LT-Debt-to-Total-Asset Chart

Zumiez Annual Data

Trend

Jan17

Jan18

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

Jan25

Jan26

LT-Debt-to-Total-Asset

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0.24

0.25

0.24

0.23

Zumiez Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.25	0.25	0.24	0.23	0.24

74GF Score

Zumiez Inc STU:ZM3

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Zumiez LT-Debt-to-Total-Asset Calculation

Zumiez's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as

LT Debt to Total Assets (A: Jan. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Jan. 2026 )	/	Total Assets (A: Jan. 2026 )
	=	123.655	/	548.19
	=	0.23

Zumiez's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	126.548	/	529.022
	=	0.24

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.24 mean?

Zumiez (STU:ZM3) has a LT-Debt-to-Total-Asset of 0.24 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Zumiez and its competitors.

Is Zumiez's LT-Debt-to-Total-Asset too high?

Zumiez's current LT-Debt-to-Total-Asset is 0.24. Overall, Zumiez has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.

How does Zumiez's LT-Debt-to-Total-Asset compare to LE and JILL?

Zumiez's LT-Debt-to-Total-Asset of 0.24 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Zumiez and its competitors. Zumiez's current LT-Debt-to-Total-Asset is 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Zumiez stock overvalued right now?

Zumiez (STU:ZM3) has a current LT-Debt-to-Total-Asset of 0.24. The stock's GF Value™ is €19.25, compared to a current price of €16.20 — trading 15.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.24. Zumiez's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Zumiez (STU:ZM3), the current LT-Debt-to-Total-Asset is 0.24 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zumiez (STU:ZM3) Overvalued in 2026?

Based on GuruFocus' analysis, Zumiez stock appears to be undervalued. The current stock price of €16.20 is trading 15.8% below its estimated GF Value™ of €19.25.

Key valuation signals for STU:ZM3:

LT-Debt-to-Total-Asset: 0.24
GF Value™: €19.25 vs. price of €16.20 (15.8% below fair value)
GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the STU:ZM3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zumiez Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies LE JILL GCO CURV SHOE CAL DLTH CTRN TLYS AKA XMAD:ITX TJX TSE:9983 ROST LSE:NXT BURL BOM:500251 LULU TSX:ATZ GAP

Other Exchanges ZUMZ:USA ZM3:Germany

Address 4001 204th Street South West, Lynnwood, WA, USA, 98036

Website https://www.zumiez.com

Zumiez Inc is a United States-based specialty retailer engaged in the sale of apparel, footwear, accessories, and hard goods. The company provides merchandise with cultural elements coming from fashion, music, art, action sports, streetwear, and other lifestyles. The company operates under the brands Zumiez, Fast Times, and Blue Tomato, and through both physical stores and websites. The majority of the company's stores are located in the U.S., with the rest in Canada, Australia, and Europe. The U.S. market contributes to the majority of the company's revenue.

74GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.20

Price

€19.25

GF Value

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