Global IME Bank (XNEP:GBIME) LT-Debt-to-Total-Asset: 0.02 (As of Jul. 2026)

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XNEP:GBIME Global IME Bank Ltd XNEP:GBIME
71 GF Score
Price NPR240.00
GF Value NPR237.59
Valuation Fairly Valued
! 2 Warning Signs
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What is Global IME Bank LT-Debt-to-Total-Asset?

Global IME Bank XNEP:GBIME 71 LT-Debt-to-Total-Asset is 0.02 as of Jul. 2026. GuruFocus rates XNEP:GBIME with a GF Score™ of 71/100 and a GF Value™ of NPR237.59 (Fairly Valued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Global IME Bank's long-term debt to total assests ratio for the quarter that ended in Jul. 2026 was 0.02.

Global IME Bank's long-term debt to total assets ratio declined from Jul. 2025 (0.04) to Jul. 2026 (0.02). It may suggest that Global IME Bank is progressively becoming less dependent on debt to grow their business.


Global IME Bank  (XNEP:GBIME) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Global IME Bank LT-Debt-to-Total-Asset Related Terms


Global IME Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Global IME Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global IME Bank LT-Debt-to-Total-Asset Chart

Global IME Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.03 0.04 0.04 0.02

Global IME Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.03 0.03 0.03 0.02
XNEP:GBIME
71GF Score
Global IME Bank Ltd XNEP:GBIME
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Global IME Bank LT-Debt-to-Total-Asset Calculation

Global IME Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2026 is calculated as

LT Debt to Total Assets (A: Jul. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2026 )/Total Assets (A: Jul. 2026 )
=19802.785/830080.86
=0.02

Global IME Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jul. 2026 is calculated as

LT Debt to Total Assets (Q: Jul. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jul. 2026 )/Total Assets (Q: Jul. 2026 )
=19802.785/830080.86
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Global IME Bank (XNEP:GBIME) has a LT-Debt-to-Total-Asset of 0.02 as of Jul. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Global IME Bank and its competitors.
Is Global IME Bank's LT-Debt-to-Total-Asset too high?
Global IME Bank's current LT-Debt-to-Total-Asset is 0.02. Overall, Global IME Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Global IME Bank's LT-Debt-to-Total-Asset compare to competitors?
Global IME Bank's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Global IME Bank and its competitors. Global IME Bank's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global IME Bank stock overvalued right now?
Based on GuruFocus' analysis, Global IME Bank (XNEP:GBIME) is currently considered Fairly Valued. The stock's GF Value™ is NPR237.59, compared to a current price of NPR240.00 — trading 1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Global IME Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Global IME Bank (XNEP:GBIME), the current LT-Debt-to-Total-Asset is 0.02 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global IME Bank (XNEP:GBIME) Overvalued in 2026?

Based on GuruFocus' analysis, Global IME Bank stock appears to be overvalued. The current stock price of NPR240.00 is trading 1% above its estimated GF Value™ of NPR237.59. GuruFocus considers Global IME Bank to be Fairly Valued.

Key valuation signals for XNEP:GBIME:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: NPR237.59 vs. price of NPR240.00 (1% above fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:GBIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global IME Bank Business Description

Address Kamaladi, Ward No. 28, Kathmandu Metropolitan City, Kathmandu District, Bagmati Province, Kathmandu, NPL
Global IME Bank Ltd operates as a commercial bank in Nepal which provides entire commercial banking services. The bank offers a complete range of banking products in deposits, lending, trade finance, and remittances. Its deposit product portfolio encompasses customer tailored saving deposits, fixed deposits, call and current deposits. The lending product portfolio includes commercial loan products such as demand loans, cash credits, overdrafts, trust receipts, and term loans, whereas a complete portfolio of personal and retail credit products are also provided by the bank. It also provides internet and mobile banking services.
71GF Score

Get the complete analysis for XNEP:GBIME

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR240.00
Price
NPR237.59
GF Value