Global IME Bank (XNEP:GBIME) Net Margin %: 32.80% (As of Jul. 2026) — Near Median

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XNEP:GBIME Global IME Bank Ltd XNEP:GBIME
71 GF Score
Price NPR240.00
GF Value NPR237.59
Valuation Fairly Valued
! 2 Warning Signs
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What is Global IME Bank Net Margin %?

Global IME Bank XNEP:GBIME -0.83% 71 Net Margin % is 32.80% as of Jul. 2026, which is 9% below its 10-year median of 35.90. GuruFocus rates XNEP:GBIME with a GF Score™ of 71/100 and a GF Value™ of NPR237.59 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,522 Banks companies, Global IME Bank ranks better than 53.09% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Global IME Bank's Net Income for the three months ended in Jul. 2026 was NPR1,995 Mil. Global IME Bank's Revenue for the three months ended in Jul. 2026 was NPR6,081 Mil. Therefore, Global IME Bank's net margin for the quarter that ended in Jul. 2026 was 32.80%.

The historical rank and industry rank for Global IME Bank's Net Margin % or its related term are showing as below:

XNEP:GBIME' s Net Margin % Range Over the Past 10 Years
Min: 24.42   Med: 35.9   Max: 43.02
Current: 28.29


XNEP:GBIME's Net Margin % is ranked better than
53.09% of 1522 companies
in the Banks industry
Industry Median: 27.39 vs XNEP:GBIME: 28.29

Global IME Bank  (XNEP:GBIME) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Global IME Bank Net Margin % Related Terms


Global IME Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Global IME Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global IME Bank Net Margin % Chart

Global IME Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.15 33.12 28.88 24.85 29.07

Global IME Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.46 32.89 26.17 24.05 32.80

Global IME Bank Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Global IME Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global IME Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Global IME Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Global IME Bank's Net Margin % falls into.


XNEP:GBIME
71GF Score
Global IME Bank Ltd XNEP:GBIME
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Global IME Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Global IME Bank's Net Margin for the fiscal year that ended in Jul. 2026 is calculated as

Net Margin=Net Income (A: Jul. 2026 )/Revenue (A: Jul. 2026 )
=6727.227/23139.573
=29.07 %

Global IME Bank's Net Margin for the quarter that ended in Jul. 2026 is calculated as

Net Margin=Net Income (Q: Jul. 2026 )/Revenue (Q: Jul. 2026 )
=1994.577/6080.857
=32.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 32.80% mean?
Global IME Bank (XNEP:GBIME) has a Net Margin % of 32.80% as of Jul. 2026. Net margin is the ratio of total net income to net sales. View historical data on Global IME Bank and its competitors. This is near median its historical median of 35.90. Over the past decade, Global IME Bank's Net Margin % has ranged from 24.42 to 43.02. According to the industry distribution chart, Global IME Bank ranks #714 out of 1522 companies in the Banks industry, placing it in the top 46.9%.
Is Global IME Bank's Net Margin % too high?
Global IME Bank's current Net Margin % of 32.80% is near median its 10-year median of 35.90. Over the past 10 years, this metric has ranged from a low of 24.42 to a high of 43.02. The Banks industry median Net Margin % is 27.39. Global IME Bank's value of 32.80% is 19.8% above this industry median. Based on the distribution chart, Global IME Bank ranks #714 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Global IME Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Global IME Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Global IME Bank ranks #714 out of 1522 companies for Net Margin %. This puts Global IME Bank in the upper half of its industry. The industry median Net Margin % is 27.39. Global IME Bank's value of 32.80% is 19.8% above this benchmark. Historically, Global IME Bank's own Net Margin % has ranged from 24.42 to 43.02 over the past decade. While the company's 10-year median is 35.90 vs. the industry median of 27.39, Global IME Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.39, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Global IME Bank's current Net Margin % of 32.80% is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Global IME Bank and its competitors. For the Banks industry, the median Net Margin % is 27.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global IME Bank's current Net Margin % is 32.80%, which is near median its own 10-year median of 35.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global IME Bank stock overvalued right now?
Based on GuruFocus' analysis, Global IME Bank (XNEP:GBIME) is currently considered Fairly Valued. The stock's GF Value™ is NPR237.59, compared to a current price of NPR240.00 — trading 1% above its estimated fair value. The current Net Margin % is 32.80%, which is near median its 10-year median of 35.90 and 19.8% above the Banks industry median of 27.39. Global IME Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Global IME Bank (XNEP:GBIME), the current Net Margin % is 32.80% as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global IME Bank (XNEP:GBIME) Overvalued in 2026?

Based on GuruFocus' analysis, Global IME Bank stock appears to be overvalued. The current stock price of NPR240.00 is trading 1% above its estimated GF Value™ of NPR237.59. GuruFocus considers Global IME Bank to be Fairly Valued.

Key valuation signals for XNEP:GBIME:

  • Net Margin %: 32.80% (near median its 10-year median of 35.90)
  • GF Value™: NPR237.59 vs. price of NPR240.00 (1% above fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 19.8% above the Banks median (#714 of 1522)

No single metric tells the full story. See the XNEP:GBIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global IME Bank Business Description

Address Kamaladi, Ward No. 28, Kathmandu Metropolitan City, Kathmandu District, Bagmati Province, Kathmandu, NPL
Global IME Bank Ltd operates as a commercial bank in Nepal which provides entire commercial banking services. The bank offers a complete range of banking products in deposits, lending, trade finance, and remittances. Its deposit product portfolio encompasses customer tailored saving deposits, fixed deposits, call and current deposits. The lending product portfolio includes commercial loan products such as demand loans, cash credits, overdrafts, trust receipts, and term loans, whereas a complete portfolio of personal and retail credit products are also provided by the bank. It also provides internet and mobile banking services.
71GF Score

Get the complete analysis for XNEP:GBIME

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR240.00
Price
NPR237.59
GF Value