SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) Margin of Safety % (DCF Earnings Based): 25.85% (As of Jun. 27, 2026)


CHIX:SB1NOO SpareBank 1 Sor Norge ASA CHIX:SB1NOO
78 GF Score
Price kr193.40
GF Value kr161.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is SpareBank 1 Sor Norge ASA Margin of Safety % (DCF Earnings Based)?

SpareBank 1 Sor Norge ASA CHIX:SB1NOO 78 Margin of Safety % (DCF Earnings Based) is 25.85% as of Jun. 27, 2026. GuruFocus rates CHIX:SB1NOO with a GF Score™ of 78/100 and a GF Value™ of kr161.53 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), SpareBank 1 Sor Norge ASA's Predictability Rank is 5-Stars. SpareBank 1 Sor Norge ASA's intrinsic value calculated from the Discounted Earnings model is kr260.84 and current share price is kr193.40. Consequently,

SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 25.85%.

SpareBank 1 Sor Norge ASA Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SpareBank 1 Sor Norge ASA Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) falls into.


CHIX:SB1NOO
78GF Score
SpareBank 1 Sor Norge ASA CHIX:SB1NOO
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Sor Norge ASA Margin of Safety % (DCF Earnings Based) Calculation

SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(260.84-193.40)/260.84
=25.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 25.85% mean?
SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) has a Margin of Safety % (DCF Earnings Based) of 25.85% as of Jun. 27, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on SpareBank 1 Sor Norge ASA.
Is SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) too high?
SpareBank 1 Sor Norge ASA's current Margin of Safety % (DCF Earnings Based) is 25.85%. Overall, SpareBank 1 Sor Norge ASA has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) compare to competitors?
SpareBank 1 Sor Norge ASA's Margin of Safety % (DCF Earnings Based) of 25.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on SpareBank 1 Sor Norge ASA. SpareBank 1 Sor Norge ASA's current Margin of Safety % (DCF Earnings Based) is 25.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Sor Norge ASA stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr161.53, compared to a current price of kr193.40 — trading 19.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 25.85%. SpareBank 1 Sor Norge ASA's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For SpareBank 1 Sor Norge ASA (CHIX:SB1NOO), the current Margin of Safety % (DCF Earnings Based) is 25.85% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of kr193.40 is trading 19.7% above its estimated GF Value™ of kr161.53. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for CHIX:SB1NOO:

  • Margin of Safety % (DCF Earnings Based): 25.85%
  • GF Value™: kr161.53 vs. price of kr193.40 (19.7% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the CHIX:SB1NOO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
78GF Score

Get the complete analysis for CHIX:SB1NOO

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr193.40
Price
kr161.53
GF Value