SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) Net Margin %: 50.73% (As of Mar. 2026) — Near Median


CHIX:SB1NOO SpareBank 1 Sor Norge ASA CHIX:SB1NOO
78 GF Score
Price kr193.40
GF Value kr161.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is SpareBank 1 Sor Norge ASA Net Margin %?

SpareBank 1 Sor Norge ASA CHIX:SB1NOO 78 Net Margin % is 50.73% as of Mar. 2026, which is 2% below its 10-year median of 51.72. GuruFocus rates CHIX:SB1NOO with a GF Score™ of 78/100 and a GF Value™ of kr161.53 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, SpareBank 1 Sor Norge ASA ranks better than 94.58% on this metric.

Net margin is calculated as Net Income divided by its Revenue. SpareBank 1 Sor Norge ASA's Net Income for the three months ended in Mar. 2026 was kr1,600 Mil. SpareBank 1 Sor Norge ASA's Revenue for the three months ended in Mar. 2026 was kr3,154 Mil. Therefore, SpareBank 1 Sor Norge ASA's net margin for the quarter that ended in Mar. 2026 was 50.73%.

The historical rank and industry rank for SpareBank 1 Sor Norge ASA's Net Margin % or its related term are showing as below:

CHIX:SB1NOo' s Net Margin % Range Over the Past 10 Years
Min: 28.54   Med: 51.72   Max: 55.24
Current: 50.81


CHIX:SB1NOo's Net Margin % is ranked better than
94.58% of 1530 companies
in the Banks industry
Industry Median: 26.845 vs CHIX:SB1NOo: 50.81

SpareBank 1 Sor Norge ASA  (CHIX:SB1NOo) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


SpareBank 1 Sor Norge ASA Net Margin % Related Terms


SpareBank 1 Sor Norge ASA Net Margin % Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Sor Norge ASA's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Sor Norge ASA Net Margin % Chart

SpareBank 1 Sor Norge ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.82 52.12 52.93 54.11 51.32

SpareBank 1 Sor Norge ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.64 50.73 51.71 50.06 50.73

SpareBank 1 Sor Norge ASA Net Margin % Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Sor Norge ASA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Sor Norge ASA Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Sor Norge ASA's Net Margin % distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Sor Norge ASA's Net Margin % falls into.


CHIX:SB1NOO
78GF Score
SpareBank 1 Sor Norge ASA CHIX:SB1NOO
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Sor Norge ASA Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

SpareBank 1 Sor Norge ASA's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6694/13044
=51.32 %

SpareBank 1 Sor Norge ASA's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1600/3154
=50.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 50.73% mean?
SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) has a Net Margin % of 50.73% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on SpareBank 1 Sor Norge ASA and its competitors. This is near median its historical median of 51.72. Over the past decade, SpareBank 1 Sor Norge ASA's Net Margin % has ranged from 28.54 to 55.24. According to the industry distribution chart, SpareBank 1 Sor Norge ASA ranks #83 out of 1530 companies in the Banks industry, placing it in the top 5.4%.
Is SpareBank 1 Sor Norge ASA's Net Margin % too high?
SpareBank 1 Sor Norge ASA's current Net Margin % of 50.73% is near median its 10-year median of 51.72. Over the past 10 years, this metric has ranged from a low of 28.54 to a high of 55.24. The Banks industry median Net Margin % is 26.85. SpareBank 1 Sor Norge ASA's value of 50.73% is 89% above this industry median. Based on the distribution chart, SpareBank 1 Sor Norge ASA ranks #83 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SpareBank 1 Sor Norge ASA has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Sor Norge ASA's Net Margin % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Sor Norge ASA ranks #83 out of 1530 companies for Net Margin %. This places SpareBank 1 Sor Norge ASA in the top 5% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. SpareBank 1 Sor Norge ASA's value of 50.73% is 89% above this benchmark. Historically, SpareBank 1 Sor Norge ASA's own Net Margin % has ranged from 28.54 to 55.24 over the past decade. While the company's 10-year median is 51.72 vs. the industry median of 26.85, SpareBank 1 Sor Norge ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Sor Norge ASA's current Net Margin % of 50.73% is 89% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on SpareBank 1 Sor Norge ASA and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Sor Norge ASA's current Net Margin % is 50.73%, which is near median its own 10-year median of 51.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Sor Norge ASA stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr161.53, compared to a current price of kr193.40 — trading 19.7% above its estimated fair value. The current Net Margin % is 50.73%, which is near median its 10-year median of 51.72 and 89% above the Banks industry median of 26.85. SpareBank 1 Sor Norge ASA's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For SpareBank 1 Sor Norge ASA (CHIX:SB1NOO), the current Net Margin % is 50.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Sor Norge ASA (CHIX:SB1NOO) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of kr193.40 is trading 19.7% above its estimated GF Value™ of kr161.53. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for CHIX:SB1NOO:

  • Net Margin %: 50.73% (near median its 10-year median of 51.72)
  • GF Value™: kr161.53 vs. price of kr193.40 (19.7% above fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 89% above the Banks median (#83 of 1530)

No single metric tells the full story. See the CHIX:SB1NOO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
78GF Score

Get the complete analysis for CHIX:SB1NOO

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr193.40
Price
kr161.53
GF Value