DGICB (Donegal Group) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 24, 2026)


DGICB Donegal Group Inc DGICB
62 GF Score
Price $20.33
GF Value $15.61
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Donegal Group Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Donegal Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.


DGICB vs HRTG, HIPO, ACIC: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Property & Casualty subindustry, Donegal Group's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Donegal Group Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Donegal Group's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Donegal Group's Margin of Safety % (DCF Earnings Based) falls into.


DGICB
62GF Score
Donegal Group Inc DGICB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Donegal Group (DGICB) Overvalued in 2026?

Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued. The current stock price of $20.33 is trading 30.2% above its estimated GF Value™ of $15.61. GuruFocus considers Donegal Group to be Modestly Overvalued.

Key valuation signals for DGICB:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $15.61 vs. price of $20.33 (30.2% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the DGICB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Donegal Group Business Description

Other Exchanges DGICA:USA
Address 1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
62GF Score

Get the complete analysis for DGICB

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.33
Price
$15.61
GF Value