Heartland Group Holdings (FRA:73X) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 25, 2026)


FRA:73X Heartland Group Holdings Ltd FRA:73X
46 GF Score
Price €0.59
GF Value €0.50
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Heartland Group Holdings Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Heartland Group Holdings's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:73X vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Heartland Group Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Heartland Group Holdings Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Heartland Group Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Heartland Group Holdings's Margin of Safety % (DCF Earnings Based) falls into.


FRA:73X
46GF Score
Heartland Group Holdings Ltd FRA:73X
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Heartland Group Holdings (FRA:73X) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of €0.59 is trading 17% above its estimated GF Value™ of €0.50. GuruFocus considers Heartland Group Holdings to be Modestly Overvalued.

Key valuation signals for FRA:73X:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €0.50 vs. price of €0.59 (17% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the FRA:73X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heartland Group Holdings Business Description

Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
46GF Score

Get the complete analysis for FRA:73X

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.59
Price
€0.50
GF Value