Ameriprise Financial (FRA:A4S) Margin of Safety % (DCF Earnings Based): 43.81% (As of Aug. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:A4S Ameriprise Financial Inc FRA:A4S
91 GF Score
Price €493.80
GF Value €504.18
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Ameriprise Financial Margin of Safety % (DCF Earnings Based)?

Ameriprise Financial FRA:A4S +1.02% 91 Margin of Safety % (DCF Earnings Based) is 43.81% as of Aug. 14, 2026. GuruFocus rates FRA:A4S with a GF Score™ of 91/100 and a GF Value™ of €504.18 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-14), Ameriprise Financial's Predictability Rank is 3.5-Stars. Ameriprise Financial's intrinsic value calculated from the Discounted Earnings model is €878.87 and current share price is €493.80. Consequently,

Ameriprise Financial's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 43.81%.


FRA:A4S vs STT, RJF, ARES: Margin of Safety % (DCF Earnings Based) Comparison

For the Asset Management subindustry, Ameriprise Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ameriprise Financial Margin of Safety % (DCF Earnings Based) vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Ameriprise Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Ameriprise Financial's Margin of Safety % (DCF Earnings Based) falls into.


FRA:A4S
91GF Score
Ameriprise Financial Inc FRA:A4S
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ameriprise Financial Margin of Safety % (DCF Earnings Based) Calculation

Ameriprise Financial's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(878.87-493.80)/878.87
=43.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 43.81% mean?
Ameriprise Financial (FRA:A4S) has a Margin of Safety % (DCF Earnings Based) of 43.81% as of Aug. 14, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Ameriprise Financial.
Is Ameriprise Financial's Margin of Safety % (DCF Earnings Based) too high?
Ameriprise Financial's current Margin of Safety % (DCF Earnings Based) is 43.81%. Overall, Ameriprise Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ameriprise Financial's Margin of Safety % (DCF Earnings Based) compare to STT and RJF?
Ameriprise Financial's Margin of Safety % (DCF Earnings Based) of 43.81% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for an Asset Management company?
A good Margin of Safety % (DCF Earnings Based) depends on the Asset Management industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Ameriprise Financial. Ameriprise Financial's current Margin of Safety % (DCF Earnings Based) is 43.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameriprise Financial stock overvalued right now?
Based on GuruFocus' analysis, Ameriprise Financial (FRA:A4S) is currently considered Fairly Valued. The stock's GF Value™ is €504.18, compared to a current price of €493.80 — trading 2.1% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 43.81%. Ameriprise Financial's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Ameriprise Financial (FRA:A4S), the current Margin of Safety % (DCF Earnings Based) is 43.81% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameriprise Financial (FRA:A4S) Overvalued in 2026?

Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued. The current stock price of €493.80 is trading 2.1% below its estimated GF Value™ of €504.18. GuruFocus considers Ameriprise Financial to be Fairly Valued.

Key valuation signals for FRA:A4S:

  • Margin of Safety % (DCF Earnings Based): 43.81%
  • GF Value™: €504.18 vs. price of €493.80 (2.1% below fair value)
  • GF Score™: 91/100 with 5 warning signs

No single metric tells the full story. See the FRA:A4S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ameriprise Financial Business Description

Address 1099 Ameriprise Financial Center, Minneapolis, MN, USA, 55474
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
91GF Score

Get the complete analysis for FRA:A4S

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€493.80
Price
€504.18
GF Value