Ameriprise Financial (FRA:A4S) Peter Lynch Fair Value: €504.19 (As of Aug. 14, 2026) — 62924% Above Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:A4S Ameriprise Financial Inc FRA:A4S
91 GF Score
Price €493.80
GF Value €504.18
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Ameriprise Financial Peter Lynch Fair Value?

Ameriprise Financial FRA:A4S +1.02% 91 Peter Lynch Fair Value is €504.19 as of Aug. 14, 2026, which is 100% below its 10-year median of 0.80. GuruFocus rates FRA:A4S with a GF Score™ of 91/100 and a GF Value™ of €504.18 (Fairly Valued). The stock has 5 warning signs investors should review. Among 264 Asset Management companies, Ameriprise Financial ranks better than 54.17% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Ameriprise Financial's PEG is 1. Ameriprise Financial's 5-Year TTM EBITDA Growth Rate is 14.27. Ameriprise Financial's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was €35.33. Therefore, the Peter Lynch Fair Value for today is €504.19.

As of today (2026-08-14), Ameriprise Financial's share price is €493.80. Ameriprise Financial's Peter Lynch fair value is €504.19. Therefore, Ameriprise Financial's Price to Peter Lynch Fair Value Ratio for today is 0.98.


The historical rank and industry rank for Ameriprise Financial's Peter Lynch Fair Value or its related term are showing as below:

FRA:A4S' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.45   Med: 0.8   Max: 2.27
Current: 1


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Ameriprise Financial was 2.27. The lowest was 0.45. And the median was 0.80.


FRA:A4S's Price-to-Peter-Lynch-Fair-Value is ranked better than
54.17% of 264 companies
in the Asset Management industry
Industry Median: 1.1 vs FRA:A4S: 1.00

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Ameriprise Financial  (FRA:A4S) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 14.27 instead of 15 in this case.

Ameriprise Financial's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=493.80/504.19
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ameriprise Financial Peter Lynch Fair Value Related Terms


Ameriprise Financial Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Ameriprise Financial's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameriprise Financial Peter Lynch Fair Value Chart

Ameriprise Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 322.18 462.65 679.44 835.45

Ameriprise Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 745.61 804.75 835.45 843.97 498.98

FRA:A4S vs STT, RJF, ARES: Peter Lynch Fair Value Comparison

For the Asset Management subindustry, Ameriprise Financial's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ameriprise Financial Price-to-Peter-Lynch-Fair-Value vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Ameriprise Financial's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Ameriprise Financial's Price-to-Peter-Lynch-Fair-Value falls into.


FRA:A4S
91GF Score
Ameriprise Financial Inc FRA:A4S
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ameriprise Financial Peter Lynch Fair Value Calculation

Ameriprise Financial's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 14.27 *35.332
=504.19

Ameriprise Financial's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €35.33.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of €504.19 mean?
Ameriprise Financial (FRA:A4S) has a Peter Lynch Fair Value of €504.19 as of Aug. 14, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Ameriprise Financial and its competitors. This is 62924% above median its historical median of 0.80. Over the past decade, Ameriprise Financial's Peter Lynch Fair Value has ranged from 0.45 to 2.27. According to the industry distribution chart, Ameriprise Financial ranks #121 out of 264 companies in the Asset Management industry, placing it in the top 45.8%.
Is Ameriprise Financial's Peter Lynch Fair Value too high?
Ameriprise Financial's current Peter Lynch Fair Value of €504.19 is 62924% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 2.27. Based on the distribution chart, Ameriprise Financial ranks #121 out of 264 companies in the Asset Management industry, which is above the industry midpoint. Overall, Ameriprise Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ameriprise Financial's Peter Lynch Fair Value compare to STT and RJF?
According to the Asset Management industry distribution chart, Ameriprise Financial ranks #121 out of 264 companies for Peter Lynch Fair Value. This puts Ameriprise Financial in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.10. Historically, Ameriprise Financial's own Peter Lynch Fair Value has ranged from 0.45 to 2.27 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Asset Management company?
The median Peter Lynch Fair Value among Asset Management companies is 1.10, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Ameriprise Financial and its competitors. For the Asset Management industry, the median Peter Lynch Fair Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameriprise Financial's current Peter Lynch Fair Value is €504.19, which is 62924% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameriprise Financial stock overvalued right now?
Based on GuruFocus' analysis, Ameriprise Financial (FRA:A4S) is currently considered Fairly Valued. The stock's GF Value™ is €504.18, compared to a current price of €493.80 — trading 2.1% below its estimated fair value. The current Peter Lynch Fair Value is €504.19, which is 62924% above median its 10-year median of 0.80. Ameriprise Financial's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Ameriprise Financial (FRA:A4S), the current Peter Lynch Fair Value is €504.19 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameriprise Financial (FRA:A4S) Overvalued in 2026?

Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued. The current stock price of €493.80 is trading 2.1% below its estimated GF Value™ of €504.18. GuruFocus considers Ameriprise Financial to be Fairly Valued.

Key valuation signals for FRA:A4S:

  • Peter Lynch Fair Value: €504.19 (62924% above median its 10-year median of 0.80)
  • GF Value™: €504.18 vs. price of €493.80 (2.1% below fair value)
  • GF Score™: 91/100 with 5 warning signs

No single metric tells the full story. See the FRA:A4S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ameriprise Financial Business Description

Address 1099 Ameriprise Financial Center, Minneapolis, MN, USA, 55474
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
91GF Score

Get the complete analysis for FRA:A4S

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€493.80
Price
€504.18
GF Value