OTP Bank (LTS:0M69) Margin of Safety % (DCF Earnings Based): 85.94% (As of Jun. 24, 2026)


LTS:0M69 OTP Bank PLC LTS:0M69
69 GF Score
Price Ft12,590.00
GF Value Ft10,254.95
Valuation Modestly Overvalued
! 5 Warning Signs
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What is OTP Bank Margin of Safety % (DCF Earnings Based)?

OTP Bank LTS:0M69 69 Margin of Safety % (DCF Earnings Based) is 85.94% as of Jun. 24, 2026. GuruFocus rates LTS:0M69 with a GF Score™ of 69/100 and a GF Value™ of Ft10,254.95 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), OTP Bank's Predictability Rank is 4-Stars. OTP Bank's intrinsic value calculated from the Discounted Earnings model is Ft89559.19 and current share price is Ft12590.00. Consequently,

OTP Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 85.94%.

LTS:0M69 vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, OTP Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OTP Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, OTP Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where OTP Bank's Margin of Safety % (DCF Earnings Based) falls into.


LTS:0M69
69GF Score
OTP Bank PLC LTS:0M69
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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OTP Bank Margin of Safety % (DCF Earnings Based) Calculation

OTP Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(89559.19-12590.00)/89559.19
=85.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 85.94% mean?
OTP Bank (LTS:0M69) has a Margin of Safety % (DCF Earnings Based) of 85.94% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on OTP Bank.
Is OTP Bank's Margin of Safety % (DCF Earnings Based) too high?
OTP Bank's current Margin of Safety % (DCF Earnings Based) is 85.94%. Overall, OTP Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
OTP Bank's Margin of Safety % (DCF Earnings Based) of 85.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on OTP Bank. OTP Bank's current Margin of Safety % (DCF Earnings Based) is 85.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LTS:0M69) is currently considered Modestly Overvalued. The stock's GF Value™ is Ft10,254.95, compared to a current price of Ft12,590.00 — trading 22.8% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 85.94%. OTP Bank's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For OTP Bank (LTS:0M69), the current Margin of Safety % (DCF Earnings Based) is 85.94% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OTP Bank (LTS:0M69) Overvalued in 2026?

Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued. The current stock price of Ft12,590.00 is trading 22.8% above its estimated GF Value™ of Ft10,254.95. GuruFocus considers OTP Bank to be Modestly Overvalued.

Key valuation signals for LTS:0M69:

  • Margin of Safety % (DCF Earnings Based): 85.94%
  • GF Value™: Ft10,254.95 vs. price of Ft12,590.00 (22.8% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the LTS:0M69 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OTP Bank Business Description

Address 16, Nador Street, Budapest, HUN, 1051
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
69GF Score

Get the complete analysis for LTS:0M69

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft12,590.00
Price
Ft10,254.95
GF Value