Housing & Urban Development (NSE:HUDCO) Margin of Safety % (DCF Earnings Based): 42.57% (As of Jun. 29, 2026)


NSE:HUDCO Housing & Urban Development Corp Ltd NSE:HUDCO
70 GF Score
Price ₹208.27
GF Value ₹244.51
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Housing & Urban Development Margin of Safety % (DCF Earnings Based)?

Housing & Urban Development NSE:HUDCO +0.14% 70 Margin of Safety % (DCF Earnings Based) is 42.57% as of Jun. 29, 2026. GuruFocus rates NSE:HUDCO with a GF Score™ of 70/100 and a GF Value™ of ₹244.51 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), Housing & Urban Development's Predictability Rank is 4.5-Stars. Housing & Urban Development's intrinsic value calculated from the Discounted Earnings model is ₹362.62 and current share price is ₹208.27. Consequently,

Housing & Urban Development's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 42.57%.

NSE:HUDCO vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Housing & Urban Development's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Housing & Urban Development Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Housing & Urban Development's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Housing & Urban Development's Margin of Safety % (DCF Earnings Based) falls into.


NSE:HUDCO
70GF Score
Housing & Urban Development Corp Ltd NSE:HUDCO
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Housing & Urban Development Margin of Safety % (DCF Earnings Based) Calculation

Housing & Urban Development's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(362.62-208.27)/362.62
=42.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 42.57% mean?
Housing & Urban Development (NSE:HUDCO) has a Margin of Safety % (DCF Earnings Based) of 42.57% as of Jun. 29, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Housing & Urban Development.
Is Housing & Urban Development's Margin of Safety % (DCF Earnings Based) too high?
Housing & Urban Development's current Margin of Safety % (DCF Earnings Based) is 42.57%. Overall, Housing & Urban Development has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Urban Development's Margin of Safety % (DCF Earnings Based) compare to V and MA?
Housing & Urban Development's Margin of Safety % (DCF Earnings Based) of 42.57% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Housing & Urban Development. Housing & Urban Development's current Margin of Safety % (DCF Earnings Based) is 42.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Urban Development stock overvalued right now?
Based on GuruFocus' analysis, Housing & Urban Development (NSE:HUDCO) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹244.51, compared to a current price of ₹208.27 — trading 14.8% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 42.57%. Housing & Urban Development's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Housing & Urban Development (NSE:HUDCO), the current Margin of Safety % (DCF Earnings Based) is 42.57% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing & Urban Development (NSE:HUDCO) Overvalued in 2026?

Based on GuruFocus' analysis, Housing & Urban Development stock appears to be undervalued. The current stock price of ₹208.27 is trading 14.8% below its estimated GF Value™ of ₹244.51. GuruFocus considers Housing & Urban Development to be Modestly Undervalued.

Key valuation signals for NSE:HUDCO:

  • Margin of Safety % (DCF Earnings Based): 42.57%
  • GF Value™: ₹244.51 vs. price of ₹208.27 (14.8% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the NSE:HUDCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Housing & Urban Development Business Description

Other Exchanges 540530:India
Address Lodhi Road, Core-7-A, HUDCO Bhawan, India Habitat Centre, New Delhi, IND, 110003
Housing & Urban Development Corp Ltd is engaged in providing long-term finance for the construction of houses for residential purposes or finances or undertaking housing and urban infrastructure development programs. The company provides loans for projects like water supply, roads and transport, power, social infrastructure, sewerage, drainage, solid waste management, and others.
70GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹208.27
Price
₹244.51
GF Value