Clover Health Investments (STU:7QD) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:7QD Clover Health Investments Corp STU:7QD
82 GF Score
Price €4.05
GF Value €3.49
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Clover Health Investments Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Clover Health Investments's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

STU:7QD vs PGNY, ALHC, PFHO: Margin of Safety % (DCF Earnings Based) Comparison

For the Healthcare Plans subindustry, Clover Health Investments's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Clover Health Investments Margin of Safety % (DCF Earnings Based) vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Clover Health Investments's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Clover Health Investments's Margin of Safety % (DCF Earnings Based) falls into.


STU:7QD
82GF Score
Clover Health Investments Corp STU:7QD
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Clover Health Investments (STU:7QD) Overvalued in 2026?

Based on GuruFocus' analysis, Clover Health Investments stock appears to be overvalued. The current stock price of €4.05 is trading 16% above its estimated GF Value™ of €3.49. GuruFocus considers Clover Health Investments to be Modestly Overvalued.

Key valuation signals for STU:7QD:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €3.49 vs. price of €4.05 (16% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the STU:7QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clover Health Investments Business Description

Address 3401 Mallory Lane, Suite 210, Franklin, TN, USA, 37067
Clover Health Investments Corp is a healthcare technology company. It focuses on empowering Medicare physicians to proactively manage chronic diseases through its proprietary software platform, Clover Assistant. This cloud-based solution provides personalized insights to physicians, enabling early detection and management of chronic conditions. It operates in one segment: Insurance, through which it offers PPO and HMO plans to Medicare Advantage members in several states.
82GF Score

Get the complete analysis for STU:7QD

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.05
Price
€3.49
GF Value