Industrial Bank of Korea (XKRX:024110) Margin of Safety % (DCF Earnings Based): 52.08% (As of Jul. 02, 2026)


XKRX:024110 Industrial Bank of Korea XKRX:024110
67 GF Score
Price ₩20,250.00
GF Value ₩13,034.20
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Industrial Bank of Korea Margin of Safety % (DCF Earnings Based)?

Industrial Bank of Korea XKRX:024110 +1.76% 67 Margin of Safety % (DCF Earnings Based) is 52.08% as of Jul. 02, 2026. GuruFocus rates XKRX:024110 with a GF Score™ of 67/100 and a GF Value™ of ₩13,034.20 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-02), Industrial Bank of Korea's Predictability Rank is 3.5-Stars. Industrial Bank of Korea's intrinsic value calculated from the Discounted Earnings model is ₩42253.54 and current share price is ₩20250.00. Consequently,

Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 52.08%.

Industrial Bank of Korea Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Industrial Bank of Korea Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) falls into.


XKRX:024110
67GF Score
Industrial Bank of Korea XKRX:024110
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial Bank of Korea Margin of Safety % (DCF Earnings Based) Calculation

Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(42253.54-20250.00)/42253.54
=52.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 52.08% mean?
Industrial Bank of Korea (XKRX:024110) has a Margin of Safety % (DCF Earnings Based) of 52.08% as of Jul. 02, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Industrial Bank of Korea.
Is Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) too high?
Industrial Bank of Korea's current Margin of Safety % (DCF Earnings Based) is 52.08%. Overall, Industrial Bank of Korea has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) compare to competitors?
Industrial Bank of Korea's Margin of Safety % (DCF Earnings Based) of 52.08% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Industrial Bank of Korea. Industrial Bank of Korea's current Margin of Safety % (DCF Earnings Based) is 52.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Based on GuruFocus' analysis, Industrial Bank of Korea (XKRX:024110) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩13,034.20, compared to a current price of ₩20,250.00 — trading 55.4% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 52.08%. Industrial Bank of Korea's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Industrial Bank of Korea (XKRX:024110), the current Margin of Safety % (DCF Earnings Based) is 52.08% as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (XKRX:024110) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of ₩20,250.00 is trading 55.4% above its estimated GF Value™ of ₩13,034.20. GuruFocus considers Industrial Bank of Korea to be Significantly Overvalued.

Key valuation signals for XKRX:024110:

  • Margin of Safety % (DCF Earnings Based): 52.08%
  • GF Value™: ₩13,034.20 vs. price of ₩20,250.00 (55.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the XKRX:024110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial Bank of Korea Business Description

Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
67GF Score

Get the complete analysis for XKRX:024110

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩20,250.00
Price
₩13,034.20
GF Value