Industrial Bank of Korea (XKRX:024110) Net Margin %: 30.64% (As of Mar. 2026) — 11% Above Median


XKRX:024110 Industrial Bank of Korea XKRX:024110
67 GF Score
Price ₩20,950.00
GF Value ₩12,980.85
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Industrial Bank of Korea Net Margin %?

Industrial Bank of Korea XKRX:024110 -1.87% 67 Net Margin % is 30.64% as of Mar. 2026, which is 11% above its 10-year median of 27.53. GuruFocus rates XKRX:024110 with a GF Score™ of 67/100 and a GF Value™ of ₩12,980.85 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Industrial Bank of Korea ranks worse than 56.39% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Industrial Bank of Korea's Net Income for the three months ended in Mar. 2026 was ₩748,687 Mil. Industrial Bank of Korea's Revenue for the three months ended in Mar. 2026 was ₩2,443,576 Mil. Therefore, Industrial Bank of Korea's net margin for the quarter that ended in Mar. 2026 was 30.64%.

The historical rank and industry rank for Industrial Bank of Korea's Net Margin % or its related term are showing as below:

XKRX:024110' s Net Margin % Range Over the Past 10 Years
Min: 20.55   Med: 27.53   Max: 31.79
Current: 24.66


XKRX:024110's Net Margin % is ranked worse than
56.39% of 1527 companies
in the Banks industry
Industry Median: 26.82 vs XKRX:024110: 24.66

Industrial Bank of Korea  (XKRX:024110) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Industrial Bank of Korea Net Margin % Related Terms


Industrial Bank of Korea Net Margin % Historical Data

* Premium members only.

The historical data trend for Industrial Bank of Korea's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea Net Margin % Chart

Industrial Bank of Korea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.48 29.59 26.90 27.84 27.22

Industrial Bank of Korea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.41 27.14 37.54 12.29 30.64

Industrial Bank of Korea Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Industrial Bank of Korea's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial Bank of Korea Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Industrial Bank of Korea's Net Margin % distribution charts can be found below:

* The bar in red indicates where Industrial Bank of Korea's Net Margin % falls into.


XKRX:024110
67GF Score
Industrial Bank of Korea XKRX:024110
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial Bank of Korea Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Industrial Bank of Korea's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2711103/9960474
=27.22 %

Industrial Bank of Korea's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=748687/2443576
=30.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 30.64% mean?
Industrial Bank of Korea (XKRX:024110) has a Net Margin % of 30.64% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Industrial Bank of Korea and its competitors. This is 11% above median its historical median of 27.53. Over the past decade, Industrial Bank of Korea's Net Margin % has ranged from 20.55 to 31.79. According to the industry distribution chart, Industrial Bank of Korea ranks #861 out of 1527 companies in the Banks industry, placing it in the top 56.4%.
Is Industrial Bank of Korea's Net Margin % too high?
Industrial Bank of Korea's current Net Margin % of 30.64% is 11% above median its 10-year median of 27.53. Over the past 10 years, this metric has ranged from a low of 20.55 to a high of 31.79. The Banks industry median Net Margin % is 26.82. Industrial Bank of Korea's value of 30.64% is 14.2% above this industry median. Based on the distribution chart, Industrial Bank of Korea ranks #861 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Industrial Bank of Korea has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Industrial Bank of Korea ranks #861 out of 1527 companies for Net Margin %. This places Industrial Bank of Korea in the lower half of its industry. The industry median Net Margin % is 26.82. Industrial Bank of Korea's value of 30.64% is 14.2% above this benchmark. Historically, Industrial Bank of Korea's own Net Margin % has ranged from 20.55 to 31.79 over the past decade. While the company's 10-year median is 27.53 vs. the industry median of 26.82, Industrial Bank of Korea has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.82, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Bank of Korea's current Net Margin % of 30.64% is 14.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Industrial Bank of Korea and its competitors. For the Banks industry, the median Net Margin % is 26.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Bank of Korea's current Net Margin % is 30.64%, which is 11% above median its own 10-year median of 27.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Based on GuruFocus' analysis, Industrial Bank of Korea (XKRX:024110) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩12,980.85, compared to a current price of ₩20,950.00 — trading 61.4% above its estimated fair value. The current Net Margin % is 30.64%, which is 11% above median its 10-year median of 27.53 and 14.2% above the Banks industry median of 26.82. Industrial Bank of Korea's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Industrial Bank of Korea (XKRX:024110), the current Net Margin % is 30.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (XKRX:024110) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of ₩20,950.00 is trading 61.4% above its estimated GF Value™ of ₩12,980.85. GuruFocus considers Industrial Bank of Korea to be Significantly Overvalued.

Key valuation signals for XKRX:024110:

  • Net Margin %: 30.64% (11% above median its 10-year median of 27.53)
  • GF Value™: ₩12,980.85 vs. price of ₩20,950.00 (61.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 14.2% above the Banks median (#861 of 1527)

No single metric tells the full story. See the XKRX:024110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial Bank of Korea Business Description

Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
67GF Score

Get the complete analysis for XKRX:024110

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩20,950.00
Price
₩12,980.85
GF Value