National Australia Bank (HAM:NAL) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 03, 2026)


HAM:NAL National Australia Bank Ltd HAM:NAL
64 GF Score
Price €23.04
GF Value €25.52
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National Australia Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

National Australia Bank's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

HAM:NAL vs JPM, BAC, WFC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Diversified subindustry, National Australia Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Australia Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, National Australia Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where National Australia Bank's Margin of Safety % (DCF Dividends Based) falls into.


HAM:NAL
64GF Score
National Australia Bank Ltd HAM:NAL
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is National Australia Bank (HAM:NAL) Overvalued in 2026?

Based on GuruFocus' analysis, National Australia Bank stock appears to be undervalued. The current stock price of €23.04 is trading 9.7% below its estimated GF Value™ of €25.52. GuruFocus considers National Australia Bank to be Modestly Undervalued.

Key valuation signals for HAM:NAL:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €25.52 vs. price of €23.04 (9.7% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the HAM:NAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Australia Bank Business Description

Address 395 Bourke Street, Level 28, Melbourne, VIC, AUS, 3000
National Australia Bank is the most business-focused of the four major banks, holding the largest share of business loans and the number-three spot in home loans. National Australia Bank is currently the second-largest bank by market capitalization, with the franchise covering consumer, small business, corporate, and institutional sectors. Under the UBank brand the bank also owns one of Australia's largest digital-only banks. Offshore operations in New Zealand round out the group.
64GF Score

Get the complete analysis for HAM:NAL

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.04
Price
€25.52
GF Value