HLFBF (Hong Leong Financial Group Bhd) Margin of Safety % (DCF Dividends Based): 62.94% (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HLFBF Hong Leong Financial Group Bhd HLFBF
53 GF Score
Price $2.75
GF Value $1.69
! 3 Warning Signs
View Full Analysis

What is Hong Leong Financial Group Bhd Margin of Safety % (DCF Dividends Based)?

Hong Leong Financial Group Bhd HLFBF 53 Margin of Safety % (DCF Dividends Based) is 62.94% as of Jul. 18, 2026. GuruFocus rates HLFBF with a GF Score™ of 53/100 and a GF Value™ of $1.69. The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-18), Hong Leong Financial Group Bhd's Predictability Rank is 4.5-Stars. Hong Leong Financial Group Bhd's intrinsic value calculated from the Discounted Dividend model is $10.85 and current share price is $2.75. Consequently,

Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 62.94%.

Hong Leong Financial Group Bhd Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hong Leong Financial Group Bhd Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) falls into.


HLFBF
53GF Score
Hong Leong Financial Group Bhd HLFBF
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Financial Group Bhd Margin of Safety % (DCF Dividends Based) Calculation

Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(7.42-2.75)/7.42
=62.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 62.94% mean?
Hong Leong Financial Group Bhd (HLFBF) has a Margin of Safety % (DCF Dividends Based) of 62.94% as of Jul. 18, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Hong Leong Financial Group Bhd.
Is Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) too high?
Hong Leong Financial Group Bhd's current Margin of Safety % (DCF Dividends Based) is 62.94%. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) compare to competitors?
Hong Leong Financial Group Bhd's Margin of Safety % (DCF Dividends Based) of 62.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Hong Leong Financial Group Bhd. Hong Leong Financial Group Bhd's current Margin of Safety % (DCF Dividends Based) is 62.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Hong Leong Financial Group Bhd (HLFBF) has a current Margin of Safety % (DCF Dividends Based) of 62.94%. The stock's GF Value™ is $1.69, compared to a current price of $2.75 — trading 62.7% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 62.94%. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (HLFBF), the current Margin of Safety % (DCF Dividends Based) is 62.94% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Financial Group Bhd (HLFBF) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued. The current stock price of $2.75 is trading 62.7% above its estimated GF Value™ of $1.69.

Key valuation signals for HLFBF:

  • Margin of Safety % (DCF Dividends Based): 62.94%
  • GF Value™: $1.69 vs. price of $2.75 (62.7% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the HLFBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hong Leong Financial Group Bhd Business Description

Other Exchanges 1082:Malaysia
Address No. 6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit Damansara, Kuala Lumpur, SGR, MYS, 50490
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score

Get the complete analysis for HLFBF

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.75
Price
$1.69
GF Value