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Hong Leong Financial Group BhdHLFBF 53 PE Ratio (TTM) is 3.85 as of Jul. 18, 2026, which is 57% below its 10-year median of 8.86. GuruFocus rates HLFBF with a GF Score™ of 53/100 and a GF Value™ of $1.69. The stock has 3 warning signs investors should review. Among 1,448 Banks companies, Hong Leong Financial Group Bhd ranks better than 87.22% on this metric.
During the past 12 months, Hong Leong Financial Group Bhd's average EPS without NRIGrowth Rate was -4.80% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 13.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 13.50% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 9.20% per year.
During the past 13 years, Hong Leong Financial Group Bhd's highest 3-Year average EPS without NRI Growth Rate was 39.20% per year. The lowest was -5.50% per year. And the median was 11.15% per year.
Hong Leong Financial Group Bhd (OTCPK:HLFBF) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Hong Leong Financial Group Bhd PE Ratio (TTM) Related Terms
Hong Leong Financial Group Bhd PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd PE Ratio (TTM) Chart
Hong Leong Financial Group Bhd PE Ratio (TTM) Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Financial Group Bhd PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Hong Leong Financial Group Bhd's PE Ratio (TTM) falls into.
Hong Leong Financial Group Bhd PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Hong Leong Financial Group Bhd's Share Price of today is $2.75.
Hong Leong Financial Group Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.71.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Hong Leong Financial Group Bhd (HLFBF) has a PE Ratio (TTM) of 3.85 as of Jul. 18, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Hong Leong Financial Group Bhd and its competitors. This is 57% below median its historical median of 8.86. Over the past decade, Hong Leong Financial Group Bhd's PE Ratio (TTM) has ranged from 5.58 to 13.53. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #185 out of 1448 companies in the Banks industry, placing it in the top 12.8%.
Is Hong Leong Financial Group Bhd's PE Ratio (TTM) too high?
Hong Leong Financial Group Bhd's current PE Ratio (TTM) of 3.85 is 57% below median its 10-year median of 8.86. Over the past 10 years, this metric has ranged from a low of 5.58 to a high of 13.53. The Banks industry median PE Ratio (TTM) is 11.96. Hong Leong Financial Group Bhd's value of 3.85 is 67.8% below this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #185 out of 1448 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's PE Ratio (TTM) compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #185 out of 1448 companies for PE Ratio (TTM). This places Hong Leong Financial Group Bhd in the top 13% of its industry — outperforming the majority of peers. The industry median PE Ratio (TTM) is 11.96. Hong Leong Financial Group Bhd's value of 3.85 is 67.8% below this benchmark. Historically, Hong Leong Financial Group Bhd's own PE Ratio (TTM) has ranged from 5.58 to 13.53 over the past decade. While the company's 10-year median is 8.86 vs. the industry median of 11.96, Hong Leong Financial Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.96, based on 1,448 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current PE Ratio (TTM) of 3.85 is 67.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current PE Ratio (TTM) is 3.85, which is 57% below median its own 10-year median of 8.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Hong Leong Financial Group Bhd (HLFBF) has a current PE Ratio (TTM) of 3.85. The stock's GF Value™ is $1.69, compared to a current price of $2.75 — trading 62.7% above its estimated fair value. The current PE Ratio (TTM) is 3.85, which is 57% below median its 10-year median of 8.86 and 67.8% below the Banks industry median of 11.96. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (HLFBF), the current PE Ratio (TTM) is 3.85 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Financial Group Bhd (HLFBF) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued.
The current stock price of $2.75 is trading 62.7% above its estimated GF Value™ of $1.69.
Key valuation signals for HLFBF:
PE Ratio (TTM): 3.85 (57% below median its 10-year median of 8.86)
GF Value™: $1.69 vs. price of $2.75 (62.7% above fair value)
Industry Position: 67.8% below the Banks median (#185 of 1448)
No single metric tells the full story. See the HLFBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Financial Group Bhd Business Description
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score
Get the complete analysis for HLFBF
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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