QNB Bank AS (IST:QNBTR) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:QNBTR QNB Bank AS IST:QNBTR
41 GF Score
Price ₺207.20
GF Value ₺346.16
Valuation Significantly Undervalued
! 3 Warning Signs
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What is QNB Bank AS Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-16), QNB Bank AS's Predictability Rank is 2.5-Stars. QNB Bank AS's intrinsic value calculated from the Discounted Dividend model is ₺276.31 and current share price is ₺207.20. Consequently,

QNB Bank AS's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

QNB Bank AS Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, QNB Bank AS's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

QNB Bank AS Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, QNB Bank AS's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where QNB Bank AS's Margin of Safety % (DCF Dividends Based) falls into.


IST:QNBTR
41GF Score
QNB Bank AS IST:QNBTR
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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QNB Bank AS Margin of Safety % (DCF Dividends Based) Calculation

QNB Bank AS's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-207.20)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is QNB Bank AS (IST:QNBTR) Overvalued in 2026?

Based on GuruFocus' analysis, QNB Bank AS stock appears to be undervalued. The current stock price of ₺207.20 is trading 40.1% below its estimated GF Value™ of ₺346.16. GuruFocus considers QNB Bank AS to be Significantly Undervalued.

Key valuation signals for IST:QNBTR:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₺346.16 vs. price of ₺207.20 (40.1% below fair value)
  • GF Score™: 41/100 with 3 warning signs

No single metric tells the full story. See the IST:QNBTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

QNB Bank AS Business Description

Address 212) 318 50 00Caddesi Kristal Kule Binasi No. 215, Esentepe Mahallesi, Sisli, Istanbul, TUR
QNB Bank AS offers products and services to its customers in factoring, investment, leasing (financial leasing), insurance, portfolio management services, and e-transformation products. In addition to corporate banking, retail banking and commercial banking services, it also provides private banking, SME banking, treasury operations and credit card services through branches and alternative channels. The company serves its retail banking clients with time and demand deposits, also overdraft services, automatic account services, consumer loans, vehicle loans, housing loans and investment fund services. It provides services including deposit and loans, foreign trade financing, forward and option agreements to its corporate clients.
41GF Score

Get the complete analysis for IST:QNBTR

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺207.20
Price
₺346.16
GF Value