QNB Bank AS (IST:QNBTR) OCF Yield %: -10.33 (As of Jul. 07, 2026)


IST:QNBTR QNB Bank AS IST:QNBTR
41 GF Score
Price ₺235.00
GF Value ₺344.58
Valuation Significantly Undervalued
! 3 Warning Signs
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What is QNB Bank AS OCF Yield %?

QNB Bank AS IST:QNBTR +9.20% 41 OCF Yield % is -10.33 as of Jul. 07, 2026. GuruFocus rates IST:QNBTR with a GF Score™ of 41/100 and a GF Value™ of ₺344.58 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, QNB Bank AS ranks worse than 83.48% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, QNB Bank AS's Trailing 12-Month Cash Flow from Operations is ₺-122,290 Mil, and Market Cap is ₺1,292,500 Mil. Therefore, QNB Bank AS's OCF Yield % for today is -10.33%.

The historical rank and industry rank for QNB Bank AS's OCF Yield % or its related term are showing as below:

IST:QNBTR' s OCF Yield % Range Over the Past 10 Years
Min: -11.67   Med: 6.77   Max: 57.13
Current: -10.33


During the past 13 years, the highest OCF Yield % of QNB Bank AS was 57.13%. The lowest was -11.67%. And the median was 6.77%.

IST:QNBTR's OCF Yield % is ranked worse than
83.48% of 1501 companies
in the Banks industry
Industry Median: 9.22 vs IST:QNBTR: -10.33

QNB Bank AS's OCF Margin % for the quarter that ended in Mar. 2026 was %.


QNB Bank AS OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


QNB Bank AS OCF Yield % Related Terms


QNB Bank AS OCF Yield % Historical Data

* Premium members only.

The historical data trend for QNB Bank AS's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QNB Bank AS OCF Yield % Chart

QNB Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.46 15.52 4.95 9.54 -6.37

QNB Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.26 -38.04 -0.14 -9.72 0.25

QNB Bank AS OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, QNB Bank AS's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QNB Bank AS OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, QNB Bank AS's OCF Yield % distribution charts can be found below:

* The bar in red indicates where QNB Bank AS's OCF Yield % falls into.


IST:QNBTR
41GF Score
QNB Bank AS IST:QNBTR
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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QNB Bank AS OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

QNB Bank AS's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-96365.478 / 1512525.036
=-6.37%

QNB Bank AS's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=941.26 * 4 / 1512500
=0.25%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -10.33 mean?
QNB Bank AS (IST:QNBTR) has a OCF Yield % of -10.33 as of Jul. 07, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on QNB Bank AS and its competitors. According to the industry distribution chart, QNB Bank AS ranks #1253 out of 1501 companies in the Banks industry, placing it in the top 83.5%.
Is QNB Bank AS's OCF Yield % too high?
QNB Bank AS's current OCF Yield % is -10.33. Based on the distribution chart, QNB Bank AS ranks #1253 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, QNB Bank AS has a GF Score™ of 41/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does QNB Bank AS's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, QNB Bank AS ranks #1253 out of 1501 companies for OCF Yield %. This places QNB Bank AS in the lower half of its industry. The industry median OCF Yield % is 9.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.22, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on QNB Bank AS and its competitors. For the Banks industry, the median OCF Yield % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QNB Bank AS's current OCF Yield % is -10.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QNB Bank AS stock overvalued right now?
Based on GuruFocus' analysis, QNB Bank AS (IST:QNBTR) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺344.58, compared to a current price of ₺235.00 — trading 31.8% below its estimated fair value. The current OCF Yield % is -10.33. QNB Bank AS's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For QNB Bank AS (IST:QNBTR), the current OCF Yield % is -10.33 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QNB Bank AS (IST:QNBTR) Overvalued in 2026?

Based on GuruFocus' analysis, QNB Bank AS stock appears to be undervalued. The current stock price of ₺235.00 is trading 31.8% below its estimated GF Value™ of ₺344.58. GuruFocus considers QNB Bank AS to be Significantly Undervalued.

Key valuation signals for IST:QNBTR:

  • OCF Yield %: -10.33
  • GF Value™: ₺344.58 vs. price of ₺235.00 (31.8% below fair value)
  • GF Score™: 41/100 with 3 warning signs

No single metric tells the full story. See the IST:QNBTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QNB Bank AS Business Description

Address 212) 318 50 00Caddesi Kristal Kule Binasi No. 215, Esentepe Mahallesi, Sisli, Istanbul, TUR
QNB Bank AS offers products and services to its customers in factoring, investment, leasing (financial leasing), insurance, portfolio management services, and e-transformation products. In addition to corporate banking, retail banking and commercial banking services, it also provides private banking, SME banking, treasury operations and credit card services through branches and alternative channels. The company serves its retail banking clients with time and demand deposits, also overdraft services, automatic account services, consumer loans, vehicle loans, housing loans and investment fund services. It provides services including deposit and loans, foreign trade financing, forward and option agreements to its corporate clients.
41GF Score

Get the complete analysis for IST:QNBTR

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺235.00
Price
₺344.58
GF Value